Charisse breaks down what you should be talking to your financial advisor about before the end of the year.

Charisse breaks down what you should be talking to your financial advisor about before the end of the year.

Retirement Coffee Talk is the ultimate podcast for anyone seeking financial insights on retirement planning. Join Charisse Rivers, the founder and president of Zinnia Wealth Management, for a blend of fun and informative discussions on the latest financial trends and the keys to achieving a fulfilling retirement.

Whether you're a seasoned investor or just beginning your financial journey, Retirement Coffee Talk is your go-to. Tune in weekly and empower yourself to make confident financial decisions for a secure and fulfilling retirement.

💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!

Retirement Coffee Talk is the ultimate podcast for anyone seeking financial insights on retirement planning. Join Charisse Rivers, the founder and president of Zinnia Wealth Management, for a blend of fun and informative discussions on the latest financial trends and the keys to achieving a fulfilling retirement.
Whether you're a seasoned investor or just beginning your financial journey, Retirement Coffee Talk is your go-to. Tune in weekly and empower yourself to make confident financial decisions for a secure and fulfilling retirement.
💬 Engage, Share, and Learn even more with Charisse and her team at <a href="https://bit.ly/3ZPv1KB">Zinnia Wealth Management</a>: <a href="https://bit.ly/45ILKRj">Facebook</a>, <a href="https://bit.ly/46MYvLy">Instagram</a>, <a href="https://bit.ly/3PUuWk5">LinkedIn</a> and <a href="https://bit.ly/3LZEYPY">YouTube</a>!

When you tune in to "Retirement Coffee Talk" to sip on Charisse's wealth of knowledge, you'll gain insights on the latest financial trends, and discover the keys to achieving a fulfilling retirement.

Retirement Coffee Talk

Financial items to address before the end of the year

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Like navigating hazards on a golf course, managing your retirement requires picking the right tool for changing winds, taxes, and market swings. On this episode of Retirement Coffee Talk, host Charisse Rivers breaks down why standard, cookie-cutter advice like blanket Social Security rules or traditional 60/40 portfolios often fall short. Learn how to optimize your timeline to maximize your early active retirement years, avoid losing ground to inflation with idle cash, and strategically handle inherited or outdated assets. Discover actionable insights to build a resilient, custom-tailored financial strategy designed to protect your wealth through every market cycle.

Like this episode?  Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!

Like navigating hazards on a golf course, managing your retirement requires picking the right tool for changing winds, taxes, and market swings. On this episode of Retirement Coffee Talk, host Charisse Rivers breaks down why standard, cookie-cutter advice like blanket Social Security rules or traditional 60/40 portfolios often fall short. Learn how to optimize your timeline to maximize your early active retirement years, avoid losing ground to inflation with idle cash, and strategically handle inherited or outdated assets. Discover actionable insights to build a resilient, custom-tailored financial strategy designed to protect your wealth through every market cycle.
Like this episode?&nbsp; Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at <a href="https://bit.ly/3ZPv1KB">Zinnia Wealth Management</a>: <a href="https://bit.ly/45ILKRj">Facebook</a>, <a href="https://bit.ly/46MYvLy">Instagram</a>, <a href="https://bit.ly/3PUuWk5">LinkedIn</a> and <a href="https://bit.ly/3LZEYPY">YouTube</a>!

Why the "60/40 Portfolio" Might Fail Your Retirement

Are long-ignored market risks quietly threatening your life savings in retirement? Financial advisor Charisse Rivers breaks down the danger of "financial amnesia" and why holding a traditional 60/40 portfolio during your decumulation years can trigger severe sequence-of-returns risk. Discover how hidden mutual fund fees in rolled-over 401(k)s erode long-term wealth, and learn why shifting to income-focused, capital-preservation strategies helps safeguard your lifestyle against market volatility. Tune in to build a written, stress-tested income plan designed to help you live by design, not by default.

Like this episode?  Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!

Are long-ignored market risks quietly threatening your life savings in retirement? Financial advisor Charisse Rivers breaks down the danger of "financial amnesia" and why holding a traditional 60/40 portfolio during your decumulation years can trigger severe sequence-of-returns risk. Discover how hidden mutual fund fees in rolled-over 401(k)s erode long-term wealth, and learn why shifting to income-focused, capital-preservation strategies helps safeguard your lifestyle against market volatility. Tune in to build a written, stress-tested income plan designed to help you live by design, not by default.
Like this episode?&nbsp; Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at <a href="https://bit.ly/3ZPv1KB">Zinnia Wealth Management</a>: <a href="https://bit.ly/45ILKRj">Facebook</a>, <a href="https://bit.ly/46MYvLy">Instagram</a>, <a href="https://bit.ly/3PUuWk5">LinkedIn</a> and <a href="https://bit.ly/3LZEYPY">YouTube</a>!

Financial Amnesia: Is Your Retirement Strategy Unprepared for the Next Crash?

Are you coasting on a bull market without a true exit strategy? Many retirees are suffering from "financial amnesia"—forgetting how brutal a market crash can be once you stop making contributions and start withdrawing funds. In this episode of Retirement Coffee Talk, host Charisse Rivers of Zinnia Wealth unpacks the critical shift from accumulation to decumulation. Discover why staying in high-risk portfolios like a standard 60/40 can expose you to catastrophic sequence-of-returns risk, how hidden mutual fund fees silently erode your wealth, and why a written income plan is your best defense against market volatility.

Like this episode?  Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!

Are you coasting on a bull market without a true exit strategy? Many retirees are suffering from "financial amnesia"&mdash;forgetting how brutal a market crash can be once you stop making contributions and start withdrawing funds. In this episode of Retirement Coffee Talk, host Charisse Rivers of Zinnia Wealth unpacks the critical shift from accumulation to decumulation. Discover why staying in high-risk portfolios like a standard 60/40 can expose you to catastrophic sequence-of-returns risk, how hidden mutual fund fees silently erode your wealth, and why a written income plan is your best defense against market volatility.
Like this episode?&nbsp; Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at <a href="https://bit.ly/3ZPv1KB">Zinnia Wealth Management</a>: <a href="https://bit.ly/45ILKRj">Facebook</a>, <a href="https://bit.ly/46MYvLy">Instagram</a>, <a href="https://bit.ly/3PUuWk5">LinkedIn</a> and <a href="https://bit.ly/3LZEYPY">YouTube</a>!

Financial items to address before the end of the year

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