Navigating retirement planning without the right tools can feel like teeing off into a headwind—one wrong club choice, and your entire score suffers. In this episode of Retirement Coffee Talk, host Charisse Rivers of Zinnia Wealth unpacks why treating your life's savings like a personalized golf strategy is the key to mastering market volatility, taxes, and Social Security decisions. From untangling inherited accounts and evaluating old annuities to timing your "go-go years" while health allows, Charisse shares real-world guidance on choosing the right tools for your specific goals, so you never risk outliving your money.

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