What does it mean when the world’s biggest investment company is telling you to plan for retirement by dialing back risk and use products OUTSIDE the stock market?

Saying Uncle to Uncle Sam: Outsmarting Retirement Tax Traps
53:35

Why Retire Just to Spend Less? The Math No One Questions
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Why Are You Still Writing Checks to the IRS in Retirement? | Can Your Portfolio Handle the Next Market Drop?
25:32