Welcome to the very first episode of Retire Texas Style with Derrick Caldwell and Tiffany Carrillo from Hoyl Financial! We’re kicking things off with real conversations about what retirement actually looks like—beyond the spreadsheets and headlines. In this episode, we cover: -What’s happening in the stock market right now (and what it really means for you) -How to think about spending in retirement without fear -Breaking down everyday expenses and lifestyle choices -The impact of “doom scrolling” on your financial mindset -And a look at the day-to-day realities of living well in retirement Our goal is simple: help you feel confident, informed, and in control of your financial future—Texas style. Whether you're approaching retirement or already there, this podcast is for you. 👉 Don’t forget to like, subscribe, and share with someone who’s planning their retirement journey!