Retire Texas Style!
Retire Texas Style!
For over 30 years, Steve has worked tirelessly to craft personalized, high-quality financial services to a diverse group of clients at all income levels. As a lifelong resident of the Texas Panhandle, Steve has a unique insight into the passions, motivations and concerns of his client. It’s this connection with his community — alongside more than three decades of industry experience — that allows …Follow the podcast:
Gen X Wake-Up Call: Surviving Layoffs and Market Shocks
Are you ready for the retirement red zone? Discover how sudden layoffs, market swings, and inflation are reshaping the path to financial security for Gen Xers. Steve Hoyl shares real stories and actionable insights on protecting your savings, building sustainable income, and avoiding common pitfall…
15:41Clean
Retirement Blind Spots: Are You Missing the Big Risks?
Are you risking your retirement by flying blind with your investments? Join Steve Hoyl and Derek Caldwell as they reveal the hidden pitfalls of DIY retirement planning, from Roth conversion tax traps to forgotten 401(k)s. Discover why transparency, active management, and knowing your risk are essen…
17:34Clean
Why Boring Investments Might Save Your Future
Worried your retirement plan is built on shaky ground? Discover why “boring” investments may be your best bet, how emotional decisions can sabotage your future, and why partnering with trusted professionals matters more than chasing trends. Steve Hoyl of Hoyl Financial Group breaks down the myths, …
14:29Clean
When Your 401k Becomes a 201k: Surviving Texas’s Financial Squeeze
Feeling the financial squeeze in Texas? Discover how skyrocketing insurance rates, inflation, and market volatility are reshaping retirement planning for everyday families. Steve Hoyl of the Hoyl Financial Group breaks down why your 401k isn’t your whole retirement plan, how to avoid costly mistake…
18:15Clean
From Country Roads to Retirement Goals: The Billie Jo Jones Story
What happens when a rising Texas country star and a seasoned retirement planner swap stories about grit, legacy, and financial journeys? In this episode, Steve Hoyl sits down with Billie Jo Jones to explore her inspiring path from a tough upbringing to the country music stage, the power of family, …
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Retire Smarter: The Texas Style Blueprint for Financial Freedom
Are you ready for retirement, or just hoping for the best? Discover why timing, strategy, and expert guidance matter more than ever as Derrick Caldwell breaks down the essentials of retiring “Texas style.” From maximizing your investments and managing taxes to stress-testing your financial future, …
17:15Clean
Are You Ready for the Real Truth About Annuities?
What if your retirement plan could protect you from life’s biggest financial shocks? In this episode, Steve Hoyl and Derrick Caldwell break down the real pros and cons of annuities, bust common myths, and reveal why planning for long-term care is more urgent than ever. Hear personal stories, expert…
14:36Clean
The Retirement Expense You’re Not Expecting
Are you ready to rethink retirement? Discover why the biggest expense in retirement isn’t what you expect—and how “thinking outside the box” can transform your financial future. Steve Hoyl and Derrick Caldwell break down tax strategies, income planning, and the surprising pitfalls that catch retire…
15:41Clean
Roth Conversions: Why DIY Could Cost You Big
Think you’ve got your retirement plan figured out? Think again. In this episode, Steve Hoyl and Derrick Caldwell reveal the hidden traps of DIY retirement strategies, from Roth conversion tax surprises to forgotten 401(k)s and high-fee investments. Discover why transparency, active management, and …
19:12
“Why Taxes Could Wreck Your Retirement—And How to Fight Back
Are you ready to retire smarter, not harder? In this episode, Steve Hoyl and Derrick Caldwell reveal why the biggest expense in retirement isn’t what you think—and how “Texas style” planning can help you keep more of your money. Discover the secrets to efficient tax strategies, sustainable income, …
18:10Clean