Is it time to take drastic steps to protect your retirement savings as the market continues dramatic volatility?  It’s in response to how the Fed is dealing with rising inflation.  Chair Jerome Powell is hinting interest rate hikes could begin as soon as March. But here’s the question – should we “wait out” all this turbulence, or make portfolio changes to help safeguard our retirement future?  Steve weighs in on the current market volatility, the importance of a tax plan in retirement!