Buying the dip sounds easy, but how do you know the decline is actually over? Joe Valenzuela and Julia Valenzuela discuss emotional investing, market timing, active money management, and the risks of comparing your portfolio with someone else’s. They also examine the rule of thirds, which divides retirement assets among income, fixed or protected holdings, and growth-oriented investments. The episode explains why retirement planning has changed as pensions have become less common and personal savings carry more of the income burden.

For more information, please visit ValenzuelaFinancial.com!