How much cash is enough—and when does too much cash become a problem? Joe and Julia Valenzuela unpack why many retirees hold cash without a clear purpose and how uncertainty fuels hesitation. The episode focuses on aligning cash reserves with planning goals instead of fear, headlines, or habit.
For more information, please visit ValenzuelaFinancial.com!

Clearing Up Common Retirement Misconceptions
22:57

Retirement Myths That Refuse to Go Away
23:12

How Risk Really Fits Into Retirement
23:28