What if the IRS decides it’s time for you to start spending your retirement savings—whether you’re ready or not? In this episode of Retire Right, Chris Kichurchak breaks down Required Minimum Distributions (RMDs) and why they can have ripple effects on taxes, income, and long-term planning. He explores when RMDs begin, how they increase over time, and why waiting too long to plan can lead to larger tax bills. The conversation also highlights strategies like Roth conversions, tax diversification, and alternative income approaches that may help manage future withdrawals more efficiently.

If you’re ready to put your wealth in the right hands, schedule a complimentary consultation with Chris and his team today! Email info@iwadirect.com visit IWAdirect.com or call (216) 268-3888 to learn more.