Could Your Family Home Become an Inheritance Problem?

Your family home may be your most valuable asset, but could it become your children's biggest inheritance headache? In this episode of Retire Right, Chris Kichurchak explores the hidden challenges of passing a home to the next generation. From aging properties and rising maintenance costs to family…

Do You Need a Dictionary for Retirement Planning?

Ever feel like retirement planning comes with its own language, and everyone else got the dictionary except you? In this episode of Retire Right, Chris Kichurchak breaks down some of the most common retirement planning terms that can leave pre-retirees feeling overwhelmed. From Required Minimum Dis…

Are Roth Conversions Really Worth the Medicare Premium Increase?

Everyone seems to be talking about Roth conversions, but what if the right move for your neighbor is the wrong move for you? In this episode of Retire Right: Ohio's Guide to Financial Independence, Chris Kichurchak breaks down one of retirement planning's most talked-about strategies. He explains h…

Are You Making Retirement Mistakes Before Retirement Even Begins?

Most retirement mistakes don't happen after you retire. They happen in the years leading up to it. In this episode of Retire Right: Ohio's Guide to Financial Independence, Chris Kichurchak discusses some of the most common retirement planning mistakes he sees and how to address them before they bec…

Can Your Retirement Survive a Social Security Cut?

What if Social Security doesn’t look the way you planned it to? In this episode, Chris Kichurchak breaks down the growing concerns around the future of Social Security and what potential changes could mean for retirees. The conversation explores how benefit cuts, market volatility, and tax changes …

Is Your Long-Term Care Plan Actually a Plan?

What happens if your long-term care plan… isn’t really a plan at all? In this episode, Chris Kichurchak breaks down the realities of long-term care and why so many families are caught off guard when the need arises. The conversation explores common misconceptions; from relying on family to assuming…

When the IRS Forces You to Spend Your Retirement Money

What if the IRS decides it’s time for you to start spending your retirement savings—whether you’re ready or not? In this episode of Retire Right, Chris Kichurchak breaks down Required Minimum Distributions (RMDs) and why they can have ripple effects on taxes, income, and long-term planning. He expl…

Does the American Dream Really Cost $5 Million?

Does achieving the “American Dream” now come with a multi‑million‑dollar price tag? In this episode, Chris Kichurchak breaks down what retirement really costs—and why it may be the single largest financial expense most families will face. He challenges the idea that success is tied to a specific nu…

Are These Retirement Rules Past Their Expiration Date?

Are some of the most commonly repeated retirement “rules” quietly working against you? In this episode of Retire Right, Chris Kichurchak takes a hard look at long‑standing retirement guidelines—from the 4% rule to age‑based asset allocation—and why they may feel outdated in today’s longer, more vol…

Dead Money: When Playing It Safe Backfires

What if the money sitting safely in your bank account is quietly working against you? In this episode of Retire Right, Chris Kichurchak unpacks the concept of “dead money”—cash that feels secure but may be losing purchasing power over time. He explores how inflation and taxes can erode savings, why…