Some birthdays come with more than candles. They can also bring important retirement planning decisions. Aaron Vincent and Matt Decker break down key milestone ages, including 55, 59½, 62, 65, and 73, and what each could mean for 401(k) access, Social Security, Medicare, and required distributions. They also discuss why understanding your options ahead of these milestones can help shape the transition from saving for retirement to creating income in retirement.

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