What if the $84 trillion wealth transfer everyone talks about never fully reaches the next generation? In this episode of Regarding Retirement, Neil Henry explores how long-term care costs are quietly reshaping the legacy plans of millions of families. From nursing home expenses and healthcare inflation to Medicaid planning, hybrid long-term care policies, and the financial realities facing the “sandwich generation,” Neil explains why preserving wealth requires more than simply accumulating assets. He also discusses the limitations of traditional long-term care insurance, the importance of contingency planning, and why difficult conversations today can help prevent major financial burdens tomorrow. Legacy planning isn't just about what you leave behind. It's about protecting the people who may otherwise be left carrying the burden.

Schedule your complimentary consultation with Henry and Associates and chart that plan for living to 100 at 843-762-6781 or at HenryAndAssociates.net