

Are Your Retirement Savings Headed for an Unexpected Tax Trap?
Could a surprise tax bill be waiting at the finish line of your retirement? In this episode, Kip Hutto discusses why the mix of retirement account types can play a major role in tax efficiency, income planning, and long, term retirement strategy. He explores Roth conversions, the shift away from t…

What If Your Social Security Check Is Smaller Than You Expected?
What happens if the retirement income you’ve been counting on turns out to be smaller than expected? In this episode, Kip Hutto discusses concerns surrounding Social Security, the potential impact of future tax increases, and why many retirees may need additional income strategies. He explores Rot…

Why Financial Jargon Fails the People It’s Meant to Help
What happens when financial jargon gets in the way of real understanding? In this episode of Reeling in Retirement, the conversation centers on clear communication, trust, and why many women feel unheard in financial planning. The discussion explores the gap between how advisors think they’re doi…

From Big Life Moments to Retirement Decisions
A conversation about retirement planning opens with an unexpected trip to Mar-a-Lago and quickly turns into a deeper discussion about confidence, clarity, and long‑term relationships. Kip Hutto shares how personal experiences, simple explanations, and transparency shape the way he works with client…

Why the 4% Rule Doesn’t Always Tell the Full Story
What if the biggest risk to your retirement isn’t how much you’ve saved, but when you retire? In this episode, Kip Hutto explains why the popular 4% withdrawal rule can fall short and how market timing, sequence of returns, healthcare costs, and portfolio structure can dramatically change retiremen…

Why Retirement Math Often Comes Up Short
That “million dollars on paper” might not be what it feels like once taxes enter the picture. In this episode, Kip Hutto unpacks the gap between expectations and reality when it comes to retirement savings. He walks through how taxes, Roth conversions, required minimum distributions, and Social Sec…

When Diversification Isn’t Really Diversified
What if the biggest risk to your retirement isn’t the market but the way your money is positioned? In this premiere episode of Reeling in Retirement, Kip Hutto shares the personal story that shaped his four decades in financial services and explains how emotional investing, hidden risk, and misund…