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Savers vs Spenders: How Couples Handle Holiday Gift-Giving

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I’m joined by my husband, Shaun, to discuss the sometimes complicated world of gift-giving in a relationship. If you’ve ever found yourself debating with your spouse or partner over how much money you spend on gifts, how much is “too much,” or how to honor each other's money habits, this conversation is for you.

Shaun and I get real about our different financial personalities—me as the frugal saver who values experiences over things, and Shaun as the generous giver who believes in creating smiles through thoughtful presents. We share how our upbringings shaped these perspectives and how they lead to “spirited” conversations around the holidays, birthdays, and everyday giving.

Key Takeaways:

  • Value and respect each other’s approach to giving

  • Don’t go into debt for holiday gifts—find ways to bless your loved ones within your means

  • Set a simple holiday budget or gift limit to relieve stress

  • Recognize when old money stories (like scarcity thinking) are influencing your present

  • Focus on connection—sometimes a heartfelt note means more than any wrapped package

Resources Mentioned in this Episode:

My new book, Tried and True, is releasing in January 2026! Get on the list to get your FREE 5-day devotional companion at danache.com/triedandtrue.

Still looking for simple ways to build connection with your mate? Get my "Ultimate Couple's Playbook" here. 

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Rebuilding Us: Marriage Podcast

A marriage podcast to help couples rebuild trust and rediscover genuine intimacy in their marriages. 
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