What if the biggest retirement mistake isn’t spending too much, but waiting too long to enjoy the life you’ve worked for? Steve Anzuoni explores the balance between creating lasting income and making meaningful memories in retirement. He discusses why cash flow matters more than hoarding wealth, ways to think about passing assets to the next generation, and how retirees can approach bucket-list goals with greater confidence. The conversation also examines Social Security’s long-term challenges and why building personal income sources remains an important part of retirement planning.

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