The Retirement Moves to Consider Before Year-End

The retirement decisions you make today can shape your taxes, income, and flexibility for years to come. Steve Anzuoni explores year-end Roth conversions, the factors that can influence when to claim Social Security, and how Medicare costs can complicate tax planning. He also discusses building a r…

Social Security Now or Later? What Should Drive the Decision?

When should you claim Social Security, and how could that decision affect the rest of your retirement plan? Steve Anzuoni explores why there’s no one-size-fits-all answer, examining factors such as health, employment, taxes, other income sources, and retirement goals. He also discusses Medicare cos…

Will Your Retirement Income Last as Long as You Do?

Retirement planning isn’t just about how much you’ve saved; it’s about creating a plan for how you’ll use it and how you’ll spend your time. Steve Anzuoni explores retirement income considerations for couples with different life expectancies, including withdrawal strategies, annuities, Social Secur…

The Medicare Mistake 7 in 10 Retirees Make

What if the retirement decisions, you’re putting on autopilot today could have a bigger impact than you realize tomorrow? Steve Anzuoni discusses why Medicare open enrollment deserves a closer look, how rising costs are affecting retirement savings habits, and why continuing to contribute to retire…

Fed Rate Hikes, Market Fear, and Smarter Retirement Decisions

What if the biggest threat to your retirement isn't a Fed rate hike or market headline, but the emotional decisions they trigger? Steve Anzuoni breaks down what the latest interest rate increase could mean for retirees, why short-term market reactions often lead investors astray, and how diversific…

Can AI Really Plan Your Retirement?

Can artificial intelligence really build your retirement plan, or is it missing the most important piece of the puzzle? Steve Anzuoni explores why AI-generated financial advice can sound convincing yet fall short when it comes to retirement planning. He discusses the value of human experience, pers…

High Rates, Hidden Opportunities: What Retirees Need to Know

Are high interest rates really the problem, or are they creating opportunities retirees are missing? Steve Anzuoni breaks down inflation, housing costs, rising interest rates, and why today's economy may be stronger than many headlines suggest. He discusses making savings work harder, uncovering fo…

Why Cash Flow Matters More Than Being the Richest Person in the Graveyard

What if the biggest retirement mistake isn’t spending too much, but waiting too long to enjoy the life you’ve worked for? Steve Anzuoni explores the balance between creating lasting income and making meaningful memories in retirement. He discusses why cash flow matters more than hoarding wealth, wa…

What Would Dolly Do? Lessons on Legacy, Life, and Retirement

What if retirement readiness has less to do with age and more to do with purpose? Inspired by the life and work ethic of Dolly Parton, Steve Anzuoni explore what really signals it's time to retire. They discuss the difference between retiring because of a number on the calendar versus having a clea…

Why Are More Advisors Talking About Annuities?

Are retirees rethinking the role of annuities in today's economy? Steve Anzuoni discusses why more financial advisors are incorporating annuities into retirement income strategies, how retirees can avoid emotional investment decisions during market volatility, and why a written retirement plan may …