What happens when a lifetime of saving suddenly feels fragile? On this episode Steve Anzuoni breaks down the emotional shift from accumulation to retirement and why a “pile of money” isn’t the same as a plan. The conversation explores market volatility near retirement, assigning purpose to savings, and the bucket-based approach to income, growth, emergencies, and enjoyment. You’ll also hear how guaranteed income tools, taxes, and required distributions shape real-world retirement decisions—and why clarity matters as retirement moves from an idea to a calendar date.
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