The difference between a Roth IRA and other types of IRAs is that the Roth is funded with after-tax dollars. But many would-be retirees may still have their money in pre-tax traditional IRAs.  Does converting those dollars to a Roth make sense, even after age 60?  What are some of the pros and cons? Then, if you inherit an IRA or 401(k) from your parents, the IRS has changed some of the rules.  Hear how Steve can help!