In this episode, Steve explores a crucial aspect of retirement planning for Generation X—those in their late 50s. Astonishingly, only 40% of Gen Xers work with financial advisors.  

Steve delves into a significant tax change set for 2026 that will impact those earning over $145,000, requiring them to opt for a Roth 401K. He highlights the importance of staying informed and diligent in navigating these financial intricacies. However, he emphasizes that Gen Xers might be missing out on alternative retirement savings strategies beyond traditional options.

Steve discusses how over-funding these policies can create a substantial tax-free sum of money during one's lifetime. He emphasizes the potential of these policies to generate tax-free income and provide a tax-free death benefit, offering a unique perspective beyond the conventional 401K and IRA.

 Call Steve at 508-544-0560 for your Complimentary Portfolio Review!