A recent survey by TD Ameritrade found that 58% of Americans think $1 million will be enough to last through retirement. In this episode, Steve discusses an article from Barron’s magazine about a couple who planned to retire in their early 60s. They told their advisors that they’d saved a million dollars, so they felt that were in pretty good shape. The problem is, they were spending about $17K a month, which means they’d run out of their savings in less than five years! When it comes to your retirement, its crucial to do the math! You want INcome – not IFcome!  Steve, Cape Cod’s Retirement income Specialist, explains why it’s not just about the lump sum you have, it’s about your other resources as well to help you have a successful retirement!