New analysis from The Parenthood says raising two or more children now costs at least $36,500 a year, while Australia's fertility rate has fallen to 1.48 children per woman. So are Australians having the number of kids they actually want, or the number they can afford?

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This podcast was recorded on the lands of the Boon Wurong people of the Kulin Nation. The land on which we're lucky enough to raise our sons and daughters always was and always will be Aboriginal land. We Pay The Rent and you can too here.