Since the federal budget quarantined negative gearing, Australian property investors buying established homes face a much bigger cashflow gap. 

You still get the tax benefit, but you just wait 10 to 15 years to use it (and that wait is painful for investors).

In this episode of Perth Property Insider, I sit down with financial planner Stuart Wemyss, host of Investopoly, to discuss a strategy he wrote about:

Borrowing part of the shortfall in the early years, then repaying it once the property turns cashflow positive. 

Stuart modelled it over 30 years and I think you’ll be surprised at what it could do to your after-tax returns.

Of course it’s not a magic bullet, but it’s definitely something savvy investors needs to be aware of.

Stuart also exposes a common rental yields trap and why "a bad yes costs more than a bad no." 

If you're working out your next move after the 2026 budget changes, hit play now and learn how to keep building wealth without compromising on asset quality.

Tune in to discover:

✅ The real effect of quarantined negative gearing on cashflow (and the impact on your next purchase)
✅ A simple borrowing strategy that can ease the cashflow gap in the early years
✅ How much the budget changes cut after-tax property returns… and how to claw some back
✅ Why investors who bought before budget night may hold a big planning advantage
✅ The odds Stuart gives negative gearing of making a comeback (see if you agree!)
✅ How the timing of your purchase within a growth cycle can influence your long-term capital growth
✅ The one thing to obsess over once you own a property - PLUS what to stop worrying about

Key Points

00:00:00 Intro
00:03:00 Cashflow is the real hurdle
00:06:30 Value of pre-budget properties
00:10:23 Borrowing the tax gap
00:14:18 Will negative gearing return
00:17:49 The high yield trap
00:20:51 Comparing the real returns
00:27:38 Timing the growth cycle
00:30:42 Obsess over income and expenses
00:34:00 Don't set your budget too low

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Connect with Stuart Wemyss

https://prosolution.com.au/
https://www.linkedin.com/in/stuartwemyss

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Check Out The Investopoly Podcast Hosted By Stuart Wemyss

https://www.youtube.com/@investopolypodcast
https://investopoly.buzzsprout.com/share 

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