Paperwork/documents required before applying for a car loan? what should be a suitable tenure that one should have a loan for?

This is an IVM Production; for more such awesome podcasts, come find us: Website: Indusvox.com Facebook: https://www.facebook.com/ivmpodcasts  Twitter: https://twitter.com/IVMPodcasts Instagram: https://www.instagram.com/ivmpodcasts/

Paperwork/documents required before applying for a car loan? what should be a suitable tenure that one should have a loan for? This is an IVM Production; for more such awesome podcasts, come find us: Website: <a href="http://indusvox.com/" target="_blank" rel="noopener noreferrer">Indusvox.com</a> Facebook: <a href="https://www.facebook.com/ivmpodcasts" target="_blank" rel="noopener noreferrer">https://www.facebook.com/ivmpodcasts</a> Twitter: <a href="https://twitter.com/IVMPodcasts" target="_blank" rel="noopener noreferrer">https://twitter.com/IVMPodcasts</a> Instagram: <a href="https://www.instagram.com/ivmpodcasts/" target="_blank" rel="noopener noreferrer">https://www.instagram.com/ivmpodcasts/</a>

Paisa Vaisa is India's premier podcast on personal finance, boasting over 4 million downloads, featuring over 200 hours of insightful content and discussions, hosting more than 250 guests, and presenting a wealth of knowledge through over 450 episodes. Since 2017, Paisa Vaisa hosts experts from mutual funds, stocks, real estate, loans, education financing, insurance, and much more. It has recently introduced a sub-series offering valuable insights in businesses and entrepreneurship.

You can catch this podcast on YouTube 'Paisa Vaisa with Anupam Gupta' or find it on top audio streaming platforms like Apple Podcasts, Spotify, Amazon Music, Google Podcasts, JioSaavn, Gaana, and others.

Paisa Vaisa is India's premier podcast on personal finance, boasting over 4 million downloads, featuring over 200 hours of insightful content and discussions, hosting more than 250 guests, and presenting a wealth of knowledge through over 450 episodes. Since 2017, Paisa Vaisa hosts experts from mutual funds, stocks, real estate, loans, education financing, insurance, and much more. It has recently introduced a sub-series offering valuable insights in businesses and entrepreneurship. You can catch this podcast on YouTube 'Paisa Vaisa with Anupam Gupta' or find it on top audio streaming platforms like Apple Podcasts, Spotify, Amazon Music, Google Podcasts, JioSaavn, Gaana, and others.

The Paisa Vaisa podcast helps you understand all things money so that you can make well-informed financial decisions. Understand the basics every week as host, Anupam Gupta, talks with experts across a wide spectrum of the banking and financial services

Paisa Vaisa with Anupam Gupta

Paperwork/documents required before applying for a car loan? what should be a suitable tenure that one should have a loan for? This is an IVM Production; for more such awesome podcasts, come find us: Website:  Facebook:   Twitter:  Instagram:

Episode 12: Car Loan

In this episode of Paisa Vaisa, Anupam Gupta speaks with Sashank Rishyasringa, Co-founder of Axio, about startups, fintech, India’s evolving credit culture, and the future of consumer lending.

They discuss the rise of checkout financing, Amazon’s acquisition of Axio, why startups are a “test match” and not a “T20,” the dangers of easy credit, how Indians should think about loans and EMIs, and why simplicity matters in both business and financial products.

The episode also explores credit scores, BNPL, UPI, startup resilience, and lessons from author Haruki Murakami that apply surprisingly well to entrepreneurship.

In this episode of Paisa Vaisa, Anupam Gupta speaks with Sashank Rishyasringa, Co-founder of Axio, about startups, fintech, India’s evolving credit culture, and the future of consumer lending.

They discuss the rise of checkout financing, Amazon’s acquisition of Axio, why startups are a “test match” and not a “T20,” the dangers of easy credit, how Indians should think about loans and EMIs, and why simplicity matters in both business and financial products.

The episode also explores credit scores, BNPL, UPI, startup resilience, and lessons from author Haruki Murakami that apply surprisingly well to entrepreneurship.

From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.

Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more 
Watch full episodes right here on YouTube
Explore more at ivmpodcasts.com

Connect with Anupam Gupta: 
Twitter: @b50
Instagram: @b_50 
LinkedIn: Anupam Gupta 

Follow IVM Podcasts
We’re @ivmpodcasts on Facebook, Twitter & Instagram

In this episode of Paisa Vaisa, Anupam Gupta speaks with Sashank Rishyasringa, Co-founder of Axio, about startups, fintech, India&rsquo;s evolving credit culture, and the future of consumer lending.
They discuss the rise of checkout financing, Amazon&rsquo;s acquisition of Axio, why startups are a &ldquo;test match&rdquo; and not a &ldquo;T20,&rdquo; the dangers of easy credit, how Indians should think about loans and EMIs, and why simplicity matters in both business and financial products.
The episode also explores credit scores, BNPL, UPI, startup resilience, and lessons from author Haruki Murakami that apply surprisingly well to entrepreneurship.
In this episode of Paisa Vaisa, Anupam Gupta speaks with Sashank Rishyasringa, Co-founder of Axio, about startups, fintech, India&rsquo;s evolving credit culture, and the future of consumer lending.
They discuss the rise of checkout financing, Amazon&rsquo;s acquisition of Axio, why startups are a &ldquo;test match&rdquo; and not a &ldquo;T20,&rdquo; the dangers of easy credit, how Indians should think about loans and EMIs, and why simplicity matters in both business and financial products.
The episode also explores credit scores, BNPL, UPI, startup resilience, and lessons from author Haruki Murakami that apply surprisingly well to entrepreneurship. From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana &amp; more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We&rsquo;re @ivmpodcasts on Facebook, Twitter &amp; Instagram

How axio Grew During India’s Fintech Boom ft. Sashank Rishyasringa

In this episode of Paisa Vaisa, Anupam Gupta speaks with Saurabh Mukherjea, Founder, Marcellus Investment Managers, and Nandita Rajhansa, Economist, Marcellus Investment Managers, about their latest book Breakpoint.

The conversation explores the growing pressure on India’s middle class from falling real wages and rising personal debt to a changing job market shaped by automation and AI.

They discuss why traditional white-collar jobs are becoming less reliable, how the supply of graduates is outpacing demand, and why India may have “work” but not enough stable “jobs.”

The episode also looks at behavioral shifts, including consumption-driven debt and stock market participation, and the risks they pose.

Despite the challenges, the guests highlight emerging opportunities in entrepreneurship, gig work, and new business models.

A must-listen for anyone navigating careers, money, and the future of work in India.

From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.

Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more 
Watch full episodes right here on YouTube
Explore more at ivmpodcasts.com

Connect with Anupam Gupta: 
Twitter: @b50
Instagram: @b_50 
LinkedIn: Anupam Gupta 

Follow IVM Podcasts
We’re @ivmpodcasts on Facebook, Twitter & Instagram

In this episode of Paisa Vaisa, Anupam Gupta speaks with Saurabh Mukherjea, Founder, Marcellus Investment Managers, and Nandita Rajhansa, Economist, Marcellus Investment Managers, about their latest book Breakpoint.
The conversation explores the growing pressure on India&rsquo;s middle class from falling real wages and rising personal debt to a changing job market shaped by automation and AI.
They discuss why traditional white-collar jobs are becoming less reliable, how the supply of graduates is outpacing demand, and why India may have &ldquo;work&rdquo; but not enough stable &ldquo;jobs.&rdquo;
The episode also looks at behavioral shifts, including consumption-driven debt and stock market participation, and the risks they pose.
Despite the challenges, the guests highlight emerging opportunities in entrepreneurship, gig work, and new business models.
A must-listen for anyone navigating careers, money, and the future of work in India. From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana &amp; more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We&rsquo;re @ivmpodcasts on Facebook, Twitter &amp; Instagram

The Middle Class Is Breaking - Here’s Why | Ft. Saurabh Mukherjea

This episode of Paisa Vaisa with Anupam Gupta dives deep into fixed income investing, bonds, and high yield opportunities in India.

Nikhil Agarwal, Founder & CEO of Grip Invest, explains:


Why most Indians are stuck between 6% FD returns and volatile equity markets


How bonds offer 10–12% fixed income opportunities


The real difference between fixed vs guaranteed returns


Risks of defaults, frauds, and what investors MUST understand


How SEBI regulations are changing the bond market


Why bonds could become mainstream in the next 3–5 years

If you’ve only invested in FDs, mutual funds, or stocks this episode will change how you think about asset allocation.

🎯 Topics covered:
Fixed income investing, bonds in India, debt mutual funds vs bonds, high yield investments, portfolio diversification, bond risks, SEBI regulations, retail investing India

TAKEAWAYS
Missing Middle
India’s biggest investment gap lies between low-return FDs and high-risk equities.

Retail Access
Bonds went from ₹10 lakh minimums to ₹10,000 opening the market to everyone.

Risk Reality
Fixed income means predictable returns, not guaranteed safety.

Return Gap
Slightly higher risk in bonds can unlock significantly better returns vs debt funds.

Regulation Edge
Fintech success in finance is built on regulation, not just growth.

Portfolio Role
Bonds aren’t alternatives they’re becoming core to asset allocation.

From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.

Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more 
Watch full episodes right here on YouTube
Explore more at ivmpodcasts.com

Connect with Anupam Gupta: 
Twitter: @b50
Instagram: @b_50 
LinkedIn: Anupam Gupta 

Follow IVM Podcasts
We’re @ivmpodcasts on Facebook, Twitter & Instagram

This episode of Paisa Vaisa with Anupam Gupta dives deep into fixed income investing, bonds, and high yield opportunities in India.
Nikhil Agarwal, Founder &amp; CEO of Grip Invest, explains:
<ul data-indent-level="1">
<li>
Why most Indians are stuck between 6% FD returns and volatile equity markets
</li>
<li>
How bonds offer 10&ndash;12% fixed income opportunities
</li>
<li>
The real difference between fixed vs guaranteed returns
</li>
<li>
Risks of defaults, frauds, and what investors MUST understand
</li>
<li>
How SEBI regulations are changing the bond market
</li>
<li>
Why bonds could become mainstream in the next 3&ndash;5 years
</li>
</ul>
If you&rsquo;ve only invested in FDs, mutual funds, or stocks this episode will change how you think about asset allocation.
🎯 Topics covered: Fixed income investing, bonds in India, debt mutual funds vs bonds, high yield investments, portfolio diversification, bond risks, SEBI regulations, retail investing India
TAKEAWAYS Missing Middle India&rsquo;s biggest investment gap lies between low-return FDs and high-risk equities.
Retail Access Bonds went from ₹10 lakh minimums to ₹10,000 opening the market to everyone.
Risk Reality Fixed income means predictable returns, not guaranteed safety.
Return Gap Slightly higher risk in bonds can unlock significantly better returns vs debt funds.
Regulation Edge Fintech success in finance is built on regulation, not just growth.
Portfolio Role Bonds aren&rsquo;t alternatives they&rsquo;re becoming core to asset allocation. From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana &amp; more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We&rsquo;re @ivmpodcasts on Facebook, Twitter &amp; Instagram

Episode 12: Car Loan

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