In this episode of "Credit Conversations with CIBIL," we delve deep into the transformative power of technology in India's credit ecosystem. Join our host as we engage with Mr. Sudipta Roy, MD & CEO of L&T Finance, and Mr. Bhavesh Jain, MD & CEO of TransUnion CIBIL. 

Discover how digital advancements, including AI and blockchain, are reshaping credit evaluation, promoting financial inclusion, and empowering individuals across the nation. Learn about the pivotal role of credit self-monitoring tools, the significance of financial literacy, and the future of lending in a tech-driven world. 

#CreditRevolution #FinancialInclusion #AIinFinance #Blockchain #IndiaCredit #TransUnionCIBIL #LTFinance #DigitalLending #FinancialLiteracy #CreditScore #CreditConversations #CIBIL #CIBILScore #CIBILJaagran #CreditEducation #ConsumerEducation #L&Tfinance

In this episode of "Credit Conversations with CIBIL," we delve deep into the transformative power of technology in India's credit ecosystem. Join our host as we engage with Mr. Sudipta Roy, MD &amp; CEO of L&amp;T Finance, and Mr. Bhavesh Jain, MD &amp; CEO of TransUnion CIBIL. Discover how digital advancements, including AI and blockchain, are reshaping credit evaluation, promoting financial inclusion, and empowering individuals across the nation. Learn about the pivotal role of credit self-monitoring tools, the significance of financial literacy, and the future of lending in a tech-driven world. #CreditRevolution #FinancialInclusion #AIinFinance #Blockchain #IndiaCredit #TransUnionCIBIL #LTFinance #DigitalLending #FinancialLiteracy #CreditScore #CreditConversations #CIBIL #CIBILScore #CIBILJaagran #CreditEducation #ConsumerEducation #L&amp;Tfinance

Paisa Vaisa is India's premier podcast on personal finance, boasting over 4 million downloads, featuring over 200 hours of insightful content and discussions, hosting more than 250 guests, and presenting a wealth of knowledge through over 450 episodes. Since 2017, Paisa Vaisa hosts experts from mutual funds, stocks, real estate, loans, education financing, insurance, and much more. It has recently introduced a sub-series offering valuable insights in businesses and entrepreneurship.

You can catch this podcast on YouTube 'Paisa Vaisa with Anupam Gupta' or find it on top audio streaming platforms like Apple Podcasts, Spotify, Amazon Music, Google Podcasts, JioSaavn, Gaana, and others.

Paisa Vaisa is India's premier podcast on personal finance, boasting over 4 million downloads, featuring over 200 hours of insightful content and discussions, hosting more than 250 guests, and presenting a wealth of knowledge through over 450 episodes. Since 2017, Paisa Vaisa hosts experts from mutual funds, stocks, real estate, loans, education financing, insurance, and much more. It has recently introduced a sub-series offering valuable insights in businesses and entrepreneurship. You can catch this podcast on YouTube 'Paisa Vaisa with Anupam Gupta' or find it on top audio streaming platforms like Apple Podcasts, Spotify, Amazon Music, Google Podcasts, JioSaavn, Gaana, and others.

The Paisa Vaisa podcast helps you understand all things money so that you can make well-informed financial decisions. Understand the basics every week as host, Anupam Gupta, talks with experts across a wide spectrum of the banking and financial services

Paisa Vaisa with Anupam Gupta

AI & The Future of Lending | Ft. Sudipta Roy & Bhavesh Jain 

In this episode, Anupam Gupta speaks with Girish Krishnan, Director, Payments & Merchant Services at Amazon Pay India, about how digital payments in India are evolving beyond UPI and what the next phase of the country’s fintech revolution could look like.

The conversation explores how payments are becoming increasingly invisible, how AI could shape the future of transactions, and why trust remains the foundation of digital finance. Girish shares Amazon Pay India’s vision for simplifying the daily payment and financial needs of every Indian while ensuring security, fraud prevention, and seamless user experiences at scale.

They also discuss how UPI transformed payments in India, why cash may soon become an exception, and what the next major innovation in India’s digital payment ecosystem could be over the next 10 years. This episode offers a sharp look at AI, fintech, digital banking, payment infrastructure, and the future of money in India.

🎙 Host: Anupam Gupta

👤 Guest: Girish Krishnan - Director, Payments & Merchant Services, Amazon Pay India

🏢 Company: Amazon Pay India

From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.

Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more 
Watch full episodes right here on YouTube
Explore more at ivmpodcasts.com

Connect with Anupam Gupta: 
Twitter: @b50
Instagram: @b_50 
LinkedIn: Anupam Gupta 

Follow IVM Podcasts
We’re @ivmpodcasts on Facebook, Twitter & Instagram

In this episode, Anupam Gupta speaks with Girish Krishnan, Director, Payments &amp; Merchant Services at Amazon Pay India, about how digital payments in India are evolving beyond UPI and what the next phase of the country&rsquo;s fintech revolution could look like.
The conversation explores how payments are becoming increasingly invisible, how AI could shape the future of transactions, and why trust remains the foundation of digital finance. Girish shares Amazon Pay India&rsquo;s vision for simplifying the daily payment and financial needs of every Indian while ensuring security, fraud prevention, and seamless user experiences at scale.
They also discuss how UPI transformed payments in India, why cash may soon become an exception, and what the next major innovation in India&rsquo;s digital payment ecosystem could be over the next 10 years. This episode offers a sharp look at AI, fintech, digital banking, payment infrastructure, and the future of money in India.
🎙 Host: Anupam Gupta
👤 Guest: Girish Krishnan - Director, Payments &amp; Merchant Services, Amazon Pay India
🏢 Company: Amazon Pay India From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana &amp; more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We&rsquo;re @ivmpodcasts on Facebook, Twitter &amp; Instagram

 AI Could Soon Handle Payments For You | Paisa Vaisa 

Why has India struggled to fully realise its economic potential? How will AI impact emerging economies like India? And where do investors actually find long-term alpha today?

This episode explores India’s economic journey, the global AI shift, investing frameworks, market behaviour, and the evolution of Indian capital markets. From small-cap investing and economic profit to deeper reflections on capitalism and spirituality, this is a wide-ranging conversation on markets, growth, and the future.

A thoughtful listen for investors, founders, operators, and anyone interested in business, economics, and India’s next decade.

From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.

Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more 
Watch full episodes right here on YouTube
Explore more at ivmpodcasts.com

Connect with Anupam Gupta: 
Twitter: @b50
Instagram: @b_50 
LinkedIn: Anupam Gupta 

Follow IVM Podcasts
We’re @ivmpodcasts on Facebook, Twitter & Instagram

Why has India struggled to fully realise its economic potential? How will AI impact emerging economies like India? And where do investors actually find long-term alpha today?
This episode explores India&rsquo;s economic journey, the global AI shift, investing frameworks, market behaviour, and the evolution of Indian capital markets. From small-cap investing and economic profit to deeper reflections on capitalism and spirituality, this is a wide-ranging conversation on markets, growth, and the future.
A thoughtful listen for investors, founders, operators, and anyone interested in business, economics, and India&rsquo;s next decade. From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana &amp; more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We&rsquo;re @ivmpodcasts on Facebook, Twitter &amp; Instagram

What India Needs to Fix for the Next Decade 

In this episode of Paisa Vaisa, Anupam Gupta speaks with Sashank Rishyasringa, Co-founder of Axio, about startups, fintech, India’s evolving credit culture, and the future of consumer lending.

They discuss the rise of checkout financing, Amazon’s acquisition of Axio, why startups are a “test match” and not a “T20,” the dangers of easy credit, how Indians should think about loans and EMIs, and why simplicity matters in both business and financial products.

The episode also explores credit scores, BNPL, UPI, startup resilience, and lessons from author Haruki Murakami that apply surprisingly well to entrepreneurship.

In this episode of Paisa Vaisa, Anupam Gupta speaks with Sashank Rishyasringa, Co-founder of Axio, about startups, fintech, India’s evolving credit culture, and the future of consumer lending.

They discuss the rise of checkout financing, Amazon’s acquisition of Axio, why startups are a “test match” and not a “T20,” the dangers of easy credit, how Indians should think about loans and EMIs, and why simplicity matters in both business and financial products.

The episode also explores credit scores, BNPL, UPI, startup resilience, and lessons from author Haruki Murakami that apply surprisingly well to entrepreneurship.

From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.

Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more 
Watch full episodes right here on YouTube
Explore more at ivmpodcasts.com

Connect with Anupam Gupta: 
Twitter: @b50
Instagram: @b_50 
LinkedIn: Anupam Gupta 

Follow IVM Podcasts
We’re @ivmpodcasts on Facebook, Twitter & Instagram

In this episode of Paisa Vaisa, Anupam Gupta speaks with Sashank Rishyasringa, Co-founder of Axio, about startups, fintech, India&rsquo;s evolving credit culture, and the future of consumer lending.
They discuss the rise of checkout financing, Amazon&rsquo;s acquisition of Axio, why startups are a &ldquo;test match&rdquo; and not a &ldquo;T20,&rdquo; the dangers of easy credit, how Indians should think about loans and EMIs, and why simplicity matters in both business and financial products.
The episode also explores credit scores, BNPL, UPI, startup resilience, and lessons from author Haruki Murakami that apply surprisingly well to entrepreneurship.
In this episode of Paisa Vaisa, Anupam Gupta speaks with Sashank Rishyasringa, Co-founder of Axio, about startups, fintech, India&rsquo;s evolving credit culture, and the future of consumer lending.
They discuss the rise of checkout financing, Amazon&rsquo;s acquisition of Axio, why startups are a &ldquo;test match&rdquo; and not a &ldquo;T20,&rdquo; the dangers of easy credit, how Indians should think about loans and EMIs, and why simplicity matters in both business and financial products.
The episode also explores credit scores, BNPL, UPI, startup resilience, and lessons from author Haruki Murakami that apply surprisingly well to entrepreneurship. From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana &amp; more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We&rsquo;re @ivmpodcasts on Facebook, Twitter &amp; Instagram

AI & The Future of Lending | Ft. Sudipta Roy & Bhavesh Jain

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