We all know refinancing your home is a great way to improve cash flow, but it shouldn't be your first option. In this episode, Tom provides alternative cash flow methods to make sure your monthly payments stay in check.

We all know refinancing your home is a great way to improve cash flow, but it shouldn't be your first option. In this episode, Tom provides alternative cash flow methods to make sure your monthly payments stay in check.

Tips & tricks to improve cash flow

As the economy attempts to correct due to inflation, interest rates are on the rise when purchasing homes. But this doesn't mean it's a bad time to buy! Tom talks about why it's still a good idea to refinance a loan especially with the equity in your home.

As the economy attempts to correct due to inflation, interest rates are on the rise when purchasing homes. But this doesn't mean it's a bad time to buy! Tom talks about why it's still a good idea to refinance a loan especially with the equity in your home.

Rates are on the rise, but never fear

Tom and Luke break down some of the biggest changes in the Portland housing market over the past year, and how you can stay agile when looking for your next forever home.

Tom and Luke break down some of the biggest changes in the Portland housing market over the past year, and how you can stay agile when looking for your next forever home.

Analyzing the volatile housing market

Tom explains how the VA loan can be used to invest in rental properties and increase your wealth, while raising a family!

Tom explains how the VA loan can be used to invest in rental properties and increase your wealth, while raising a family!

How a VA loan benefits rental properties

Tom breaks down some of the finer points of a VA loan like the ability to assume a loan, and hidden discounts linked to disabilities. 

Tom breaks down some of the finer points of a VA loan like the ability to assume a loan, and hidden discounts linked to disabilities.&nbsp;

Unique features of the VA loan

Tom details the major differences between a basic and VA appraisal and how Oswego Mortgage can help navigate this difficult dance in real estate.

Tom details the major differences between a basic and VA appraisal and how Oswego Mortgage can help navigate this difficult dance in real estate.

Learning the appraisal dance

When it comes to applying for a mortgage, there is so much lingo to follow. In this episode, Tom goes defines in extensive the about core financial concepts involving a mortgage. We also identify the differences between a mortgage lender and broker.

When it comes to applying for a mortgage, there is so much lingo to follow. In this episode, Tom goes defines in extensive the about core financial concepts involving a mortgage. We also identify the differences between a mortgage lender and broker.

Lender vs. Broker: What's the Difference?

Tom provides some first hand knowledge in navigating tricky VA paperwork for those who are disabled, and how to get the most out of your benefits.

Tom provides some first hand knowledge in navigating tricky VA paperwork for those who are disabled, and how to get the most out of your benefits.

Lessons in VA Technacalities

Have you declared bankruptcy or home foreclosure, but still want a VA loan? Luke and Tom go step-by-step through the VA home loan process, the most forgiving loan on the market.

Have you declared bankruptcy or home foreclosure, but still want a VA loan? Luke and Tom go step-by-step through the VA home loan process, the most forgiving loan on the market.

Navigating through bankruptcy & foreclosure

Tom provides analysis of the fast growing Portland housing market, the struggle buyers experience to get a home and a new housing shift that could be on the horizon.

Tom provides analysis of the fast growing Portland housing market, the struggle buyers experience to get a home and a new housing shift that could be on the horizon.

The Markets, They Are A-Changin'

With more than 24 years in the business Tom Fitkin and his team at Oswego Mortgage are experts in the VA Home Loan. Each month Luke and Tom do a deep dive into the different aspects of home purchasing and refinancing process. For questions or help with your VA home loan, a new home purchase or refinancing, go to OswegoMortgage.com

With more than 24 years in the business Tom Fitkin and his team at Oswego Mortgage are experts in the VA Home Loan. Each month Luke and Tom do a deep dive into the different aspects of home purchasing and refinancing process. For questions or help with your VA home loan, a new home purchase or refinancing, go to OswegoMortgage.com

Oswego Mortgage Podcast

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