Traditional credit products often exclude consumers with thin credit files or those without formal banking relationships.
Buy Now, Pay Later (BNPL), on the other hand, offers an entry point for individuals to access financing without the barriers imposed by legacy credit models. But like any payment method,BNPL comes with some pros and cons.
Kathleen Mureithi, Head of Training at Kenya based financial consultancy firm, Centonomy, joined us on the line to unpack those.

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