On the Money
On the Money
Retirement shouldn’t feel like a guessing game. On the Money with Jay Dorso helps listeners cut through the noise about Medicare, Social Security, and retirement income so they can make confident, informed choices about their financial future. Each episode translates complex rules into plain English, exposing the traps and opportunities most people miss before and after retirement. Host Jay Dorso…Social links:
Mastering Retirement Tax Strategies
Jay discusses various aspects of retirement planning, focusing on tax strategies, Medicare implications, and the importance of understanding Social Security. He emphasizes the need for proactive planning, especially regarding Roth conversions and the impact of federal debt on tax strategies. The di…
54:20
Understanding Annuities: The Good, The Bad, and The Options
Jay discusses various strategies for retirement planning, emphasizing the importance of balancing capital preservation with growth. He explores investment options such as high yield savings accounts, annuities, and fixed income securities, while also addressing the significance of optimizing retire…
54:26
Avoiding Retirement Pitfalls
Jay discusses the common mistakes that baby boomers make regarding retirement planning. He emphasizes the importance of understanding social security as a supplemental income, the necessity of catch-up contributions, and the significant impact of healthcare costs. The discussion also covers the nee…
51:48
Achieving Financial Independence
Jay explores the multifaceted concept of financial independence, emphasizing that it encompasses more than just wealth accumulation. He discusses the importance of financial literacy, the psychological aspects of retirement planning, and the necessity of having a customized plan that addresses ind…
54:22
The Rhythm of the New Retirement
Jay discusses the importance of redefining retirement as a time for purpose and joy rather than slowing down. He emphasizes the need for financial freedom through diversification and creating multiple income streams. The conversation also highlights the significance of having a written financial pl…
54:22
Retirement Savings Habits to Avoid
Regarding retirement savings, Jay covers six things that can trip you up and how to avoid them. He also walks through key factors to consider from financial readiness to your desired lifestyle in retirement and then moves into a discussion on estate planning including wills and revocable trusts. …
54:22
Rethinking Retirement: The New Norm
Jay explores the evolving landscape of retirement, emphasizing the shift from traditional relaxation to active engagement through social connections, volunteering, and community involvement. He highlights the importance of planning for longevity, developing income strategies, and understanding Soc…
54:20
Understanding Stealth Wealth
Jay explores the concept of 'stealth wealth' and the mindset of financially successful retirees who prioritize freedom over flashy displays of wealth. He discusses the importance of strategic spending, budgeting, and the psychological influences on spending habits, especially in retirement. The co…
54:26
Simplifying Retirement: A Step-by-Step Approach
Jay Dorso focuses on the complexities of retirement planning and emphasizes the importance of simplifying the process. Jay discusses how aligning retirement plans with one's life and values can make the planning process more manageable. He highlights the necessity of taking it step by step and ackn…
54:25
The Art of Enjoying Retirement
In this episode, Jay Dorso discusses the importance of having a structured spending plan for retirement, emphasizing the need for flexibility and simplicity in financial planning. He addresses common concerns about spending guilt and the emotional aspects of retirement finances. The conversation al…
40:49