09/20/24: Joel Heitkamp is joined by Riaz Aziz to have a conversation about interest and mortgage rates lowering and the effects on the economy. Riaz is an Instructor of Economics at Concordia College, and has taught graduate and undergraduate courses in business, economics, management, finance, and entrepreneurship. Riaz is also the CEO of the Begunahi Foundation USA, which is dedicated to educating and empowering underprivileged women in India.