The UK rental market has undergone significant change following the introduction of the Renters Rights Act 2025, with new rules around tenancies, the end of Section 21, rent increases, tenant selection and how landlords can regain possession of a property.

But what do these reforms mean in practice for landlords and renters, and what should mortgage brokers be aware of when advising their buy-to-let clients?

In the latest episode of the Mortgage Insider podcast, host and property expert Phil Spencer is joined by Ben Beadle, Chief Executive of the National Residential Landlords Association, and Catherine Westerling, Executive Head of Residential Lettings UK at Hamptons, to consider what they mean for the private rented sector.

The discussion covers assured periodic tenancy agreements and Section 8 eviction grounds, alongside new landlord rent increase rules and growing tenant referencing problems. It also looks at the wider buy-to-let market, from the continuing imbalance between rental supply and demand to the growing use of buy-to-let company structures.

As the reforms become established, understanding their practical implications will become increasingly important, making this a timely discussion for advisers looking to meet a wider range of landlord needs.

This episode was recorded on July 3rd 2026