Welcome to the award-winning Mortgage Insider - back for 2026.

Property expert and TV presenter Phil Spencer MBE will once again guide you through the trials and tribulations of the housing world.

Welcome to the award-winning Mortgage Insider - back for 2026.
Property expert and TV presenter Phil Spencer MBE will once again guide you through the trials and tribulations of the housing world.

The evolving role of the mortgage broker is becoming increasingly complex. The performance and potential of the housing market is an ever-changing landscape, but help is here.

The award-winning Mortgage Insider Podcast – brought to you by Barclays – is back and better than ever. Renowned TV presenter and property expert Phil Spencer guides you through the trials and tribulations of the housing world.

Phil, along with industry-leading guests from the world of economics, financial services, and of course housing, takes you beyond the headlines to help you navigate the world of mortgage markets.

This is an in-depth plunge into the world of mortgages, so listen and follow to find out moreabout the current mortgage market, how rates are set, the insider take on housing, changes to buy-to-let, marathon mortgages and helping clients plan for a worst-case scenario. 

The Mortgage Insider Podcast – you can’t afford to miss it.

 

The evolving role of the mortgage broker is becoming increasingly complex. The performance and potential of the housing market is an ever-changing landscape, but help is here.
The award-winning Mortgage Insider Podcast &ndash; brought to you by Barclays &ndash; is back and better than ever. Renowned TV presenter and property expert Phil Spencer guides you through the trials and tribulations of the housing world.
Phil, along with industry-leading guests from the world of economics, financial services, and of course housing, takes you beyond the headlines to help you navigate the world of mortgage markets.
This is an in-depth plunge into the world of mortgages, so listen and follow to find out more about the current mortgage&nbsp;market, how rates are set, the insider take on housing, changes to buy-to-let, marathon mortgages and helping clients plan for a worst-case scenario.&nbsp;
The Mortgage Insider Podcast &ndash; you can&rsquo;t afford to miss it.
&nbsp;

Mortgage Insider

This is the award-winning Mortgage Insider from Barclays. Renowned property expert and TV presenter Phil Spencer MBE guides you through the trials and tribulations of the housing world.

Every month, Phil is joined by industry leaders from the world of economics, financial services, house buying and home building. They take you beyond the headlines to help you navigate the evolving world of mortgage markets, sharing practical tips along the way.

Listen to find out more about the trends and developments in today's mortgage market, including the latest on changes to the housing buying process, what's new in new-build and how consumers are using AI.

This is the award-winning Mortgage Insider from Barclays. Renowned property expert and TV presenter Phil Spencer MBE guides you through the trials and tribulations of the housing world.
Every month, Phil is joined by industry leaders from the world of economics, financial services, house buying and home building. They take you beyond the headlines to help you navigate the evolving world of mortgage markets, sharing practical tips along the way.
Listen to find out more about the trends and developments in today's mortgage market, including the latest on changes to the housing buying process, what's new in new-build and how consumers are using AI.

Mortgage Insider returns for 2026

The profile of high net worth individuals is changing, with younger entrepreneurs, growing international interest and shifting attitudes towards mortgage finance. So, what does this mean for mortgage brokers looking to work with high net worth clients, and where can specialist advice add real value?

In this episode of Barclays Mortgage Insider podcast, host Phil Spencer is joined by Camilla Dell, Managing Partner and Founder of Black Brick Property Solutions, and Roly Ingleby-MacKenzie, Senior Director at Sotheby's International Realty, to examine the changing dynamics of the high net worth market.

From the influence of US buyers on the prime central London property market to the role of high net worth mortgages in multimillion-pound transactions, the conversation challenges some common assumptions about wealthy clients and cash purchases.

The guests also discuss the considerations influencing borrowing decisions, the role of private bank mortgages and how brokers can build relationships with buying agents and other professional advisers to generate new business.

For mortgage brokers interested in working with HNW clients, this episode offers practical insights into a specialist market where understanding clients' wider financial circumstances, building trust and developing professional connections can make a significant difference.

Recorded on 25 September 2026.

The profile of high net worth individuals is changing, with younger entrepreneurs, growing international interest and shifting attitudes towards mortgage finance. So, what does this mean for mortgage brokers looking to work with high net worth clients, and where can specialist advice add real value?
In this episode of Barclays Mortgage Insider podcast, host Phil Spencer is joined by Camilla Dell, Managing Partner and Founder of Black Brick Property Solutions, and Roly Ingleby-MacKenzie, Senior Director at Sotheby's International Realty, to examine the changing dynamics of the high net worth market.
From the influence of US buyers on the prime central London property market to the role of high net worth mortgages in multimillion-pound transactions, the conversation challenges some common assumptions about wealthy clients and cash purchases.
The guests also discuss the considerations influencing borrowing decisions, the role of private bank mortgages and how brokers can build relationships with buying agents and other professional advisers to generate new business.
For mortgage brokers interested in working with HNW clients, this episode offers practical insights into a specialist market where understanding clients' wider financial circumstances, building trust and developing professional connections can make a significant difference.
Recorded on 25 September 2026.

How can brokers build relationships in the high-net-worth market?

The UK rental market has undergone significant change following the introduction of the Renters Rights Act 2025, with new rules around tenancies, the end of Section 21, rent increases, tenant selection and how landlords can regain possession of a property.

But what do these reforms mean in practice for landlords and renters, and what should mortgage brokers be aware of when advising their buy-to-let clients?

In the latest episode of the Mortgage Insider podcast, host and property expert Phil Spencer is joined by Ben Beadle, Chief Executive of the National Residential Landlords Association, and Catherine Westerling, Executive Head of Residential Lettings UK at Hamptons, to consider what they mean for the private rented sector.

The discussion covers assured periodic tenancy agreements and Section 8 eviction grounds, alongside new landlord rent increase rules and growing tenant referencing problems. It also looks at the wider buy-to-let market, from the continuing imbalance between rental supply and demand to the growing use of buy-to-let company structures.

As the reforms become established, understanding their practical implications will become increasingly important, making this a timely discussion for advisers looking to meet a wider range of landlord needs.

This episode was recorded on July 3rd 2026

The UK rental market has undergone significant change following the introduction of the Renters Rights Act 2025, with new rules around tenancies, the end of Section 21, rent increases, tenant selection and how landlords can regain possession of a property.
But what do these reforms mean in practice for landlords and renters, and what should mortgage brokers be aware of when advising their buy-to-let clients?
In the latest episode of the Mortgage Insider podcast, host and property expert Phil Spencer is joined by Ben Beadle, Chief Executive of the National Residential Landlords Association, and Catherine Westerling, Executive Head of Residential Lettings UK at Hamptons, to consider what they mean for the private rented sector.
The discussion covers assured periodic tenancy agreements and Section 8 eviction grounds, alongside new landlord rent increase rules and growing tenant referencing problems. It also looks at the wider buy-to-let market, from the continuing imbalance between rental supply and demand to the growing use of buy-to-let company structures.
As the reforms become established, understanding their practical implications will become increasingly important, making this a timely discussion for advisers looking to meet a wider range of landlord needs.
This episode was recorded on July 3rd 2026

What does the Renters’ Rights Act mean for the buy-to-let market?

Around 1.8 million fixed rate mortgages are expected to mature over the course of 2026, underlining the scale of the UK remortgage market. And with many borrowers potentially facing higher monthly payments, understanding the options available at maturity is increasingly important for a range of homeowners.

In the latest episode of the Barclays Mortgage Insider Podcast, host and property expert Phil Spencer is joined by Caroline Ambrose, Managing Director of Mortgage Customer Journeys for Barclays UK, and Rachel Springall, Finance Expert at Moneyfacts, to discuss what the changing remortgage market means for brokers and their clients.
Drawing on Bank of England mortgage data, they consider the potential payment shock facing borrowers, with around 750,000 customers currently paying rates below 3% due to come off their existing deals by the end of 2026.

The episode explores product transfer vs remortgage, mortgage rate volatility and the launch of the new Barclays Fast Track remortgage proposition, designed to simplify switching and support brokers and borrowers through the process.

With mortgage shelf life falling sharply during periods of volatility, the discussion also looks at how brokers can help customers consider fees, flexibility, affordability and their wider circumstances rather than focusing on the headline rate alone.

As AI mortgage advice, social media and influencers increasingly become prominent sources of information, the value of trusted mortgage broker advice remains firmly in focus. With around £400bn of remortgage business estimated for 2027, the episode also looks at what lies ahead for brokers and their clients.

Now available to watch on Spotify.

Around 1.8 million fixed rate mortgages are expected to mature over the course of 2026, underlining the scale of the UK remortgage market. And with many borrowers potentially facing higher monthly payments, understanding the options available at maturity is increasingly important for a range of homeowners.
In the latest episode of the Barclays Mortgage Insider Podcast, host and property expert Phil Spencer is joined by Caroline Ambrose, Managing Director of Mortgage Customer Journeys for Barclays UK, and Rachel Springall, Finance Expert at Moneyfacts, to discuss what the changing remortgage market means for brokers and their clients. Drawing on Bank of England mortgage data, they consider the potential payment shock facing borrowers, with around 750,000 customers currently paying rates below 3% due to come off their existing deals by the end of 2026.
The episode explores product transfer vs remortgage, mortgage rate volatility and the launch of the new Barclays Fast Track remortgage proposition, designed to simplify switching and support brokers and borrowers through the process.
With mortgage shelf life falling sharply during periods of volatility, the discussion also looks at how brokers can help customers consider fees, flexibility, affordability and their wider circumstances rather than focusing on the headline rate alone.
As AI mortgage advice, social media and influencers increasingly become prominent sources of information, the value of trusted mortgage broker advice remains firmly in focus. With around &pound;400bn of remortgage business estimated for 2027, the episode also looks at what lies ahead for brokers and their clients.
Now available to watch on Spotify.

Mortgage Insider returns for 2026

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