Saving for decades can make spending feel terrifying. Ryan Moore tackles “spendophobia,” the fear many retirees feel when it’s finally time to use their money. The discussion breaks down why income clarity matters more than account balances and how mindset shapes retirement satisfaction. From legacy choices to everyday spending confidence, this episode reframes what it means to enjoy what you’ve built.
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Love, Money, and Retirement Timing
18:51

Why the Best Retirement Plans Are Never Flashy
18:22

The Beneficiary Check Everyone Forgets
19:03