What if some of the most common retirement assumptions are quietly working against you? Ryan Moore tackles widespread myths surrounding Social Security, 401(k)s, annuities, and legacy planning, explaining why simple rules of thumb often fall apart in real life. The conversation explores income timing, tax treatment, and why retirement planning doesn’t stop once you exit the workforce. Along the way, Ryan breaks down misconceptions around “guarantees,” market fear, and generational wealth, using relatable examples to show how strategy often matters more than balances.

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