Do you record all the credit cards you own in an Excel sheet just to make sure that you maximise your rewards? Or do you have a friend that does that? 

Well, our guest for today HeyMax AI hopes to save you from all that work by automatically picking the best card for you to maximise your rewards. 

It also provides what it calls Max Miles on top of credit card rewards whenever users shop online using the platform. 

The miles can then be transferred on a 1:1 ratio to over 20 airline and hotel points including Japan Airlines, Qatar Airways and Etihad.

HeyMax AI says it makes money through a B2B model, where merchants pay it a commission for directing customers to them. The commissions are then use to generate Max Miles and profits. 

So far, the platform supports some 150 merchants such as Klook, iHerb, Expedia, Singapore Airlines and Booking.com. But how many merchants can we expect towards the end of the year given that the company is in its nascent stage?

Also – how far does the firm compete against other credit card reward apps such as Max Rewards, Award Wallet, and even cashback apps such as Shopback?

Looking ahead, the company intends to launch what it calls a “multi-linkage card” to consolidate all existing credit cards into one in the future. While it is still a work in progress, how long is the waitlist right now? 

On Under the Radar, The Evening Runway’s finance presenter Chua Tian Tian posed these questions to Joe Lu, Co-founder and CEO, HeyMax AI.

Do you record all the credit cards you own in an Excel sheet just to make sure that you maximise your rewards? Or do you have a friend that does that? 
Well, our guest for today HeyMax AI hopes to save you from all that work by automatically picking the best card for you to maximise your rewards. 
It also provides what it calls Max Miles on top of credit card rewards whenever users shop online using the platform. 
The miles can then be transferred on a 1:1 ratio to over 20 airline and hotel points including Japan Airlines, Qatar Airways and Etihad.
HeyMax AI says it makes money through a B2B model, where merchants pay it a commission for directing customers to them. The commissions are then use to generate Max Miles and profits. 
So far, the platform supports some 150 merchants such as Klook, iHerb, Expedia, Singapore Airlines and Booking.com. But how many merchants can we expect towards the end of the year given that the company is in its nascent stage?
Also – how far does the firm compete against other credit card reward apps such as Max Rewards, Award Wallet, and even cashback apps such as Shopback?
Looking ahead, the company intends to launch what it calls a “multi-linkage card” to consolidate all existing credit cards into one in the future. While it is still a work in progress, how long is the waitlist right now? 
On Under the Radar, The Evening Runway’s finance presenter Chua Tian Tian posed these questions to Joe Lu, Co-founder and CEO, HeyMax AI.

We speak with businesses, industry leaders, venture capitalists and startups on their assessment of the business environment they're in, and what the future holds for them.

We speak with businesses, industry leaders, venture capitalists and startups on their assessment of the business environment they're in, and what the future holds for them.

Under The Radar

Your Way Home with Hongbin Jeong is your 4–8pm drive companion, guiding you through the day’s biggest headlines, trending conversations and the issues shaping Singapore and the world.

From news and current affairs to lifestyle insights and generational perspectives, the show helps you make sense of what’s happening — with clarity, context and a touch of personality.

Whether you’re catching up after a long day or tuning in on the move, Your Way Home keeps you informed, engaged and connected — all the way home.

And she closes the day with a song that says it all.

Your Way Home with Hongbin Jeong is your 4&ndash;8pm drive companion, guiding you through the day&rsquo;s biggest headlines, trending conversations and the issues shaping Singapore and the world.
From news and current affairs to lifestyle insights and generational perspectives, the show helps you make sense of what&rsquo;s happening &mdash; with clarity, context and a touch of personality.
Whether you&rsquo;re catching up after a long day or tuning in on the move, Your Way Home keeps you informed, engaged and connected &mdash; all the way home.
And she closes the day with a song that says it all.

Your Way Home with Hongbin Jeong

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

Under the Radar: HeyMax AI on maximising credit card rewards and helping users double dip on air miles

Artificial intelligence is shaking up the enterprise technology landscape and for software giant SAP, the stakes are particularly high. 

After all, the German company spent over half a century building software solutions that connect core business processes from finance, supply chain management, manufacturing, human resources to even analytics in a single, integrated environment. 

These solutions were optimised for humans to track operations, manage finances and conduct scenario testing across departments and silos.

But what will happen to the enterprise software firm when the ones taking charge of these business processes are no longer humans, but AI agents?

Well, it’ll have to build an ecosystem for catering to the needs of autonomous enterprises.

In May 2026, the firm launched the SAP Business Platform that teaches AI agents how to use and work through its enterprise software based on the context of its customers’ workflows.

Besides teaching agents how to use its software, SAP also introduced the SAP Autonomous Suite, which enables SAP’s existing business applications with AI agents capable of running processes from start-to-finish.

Finally, it also launched the Joule Work, a new user experience that redefines how people work with enterprise software. 

For instance, instead of navigating multiple applications and screens to search for data or to conduct scenario testing, users can interact with Joule, who will then find out the right combination of workflows, data and even seek the help of AI agents. 

But can SAP turn decades of enterprise data, workflows and customer relationships into an advantage to supercharge its growth in the AI era? And where does Asia Pacific fit into its next phase of growth?

On Under the Radar, finance presenter Chua Tian Tian posed these questions to Verena Siow, Regional President, Asia Pacific, SAP.

Artificial intelligence is shaking up the enterprise technology landscape and for software giant SAP, the stakes are particularly high.&nbsp;
After all, the German company spent over half a century building software solutions that connect core business processes from finance, supply chain management, manufacturing, human resources to even analytics in a single, integrated environment.&nbsp;
These solutions were optimised for humans to track operations, manage finances and conduct scenario testing across departments and silos.
But what will happen to the enterprise software firm when the ones taking charge of these business processes are no longer humans, but AI agents?
Well, it&rsquo;ll have to build an ecosystem for catering to the needs of autonomous enterprises.
In May 2026, the firm launched the SAP Business Platform that teaches AI agents how to use and work through its enterprise software based on the context of its customers&rsquo; workflows.
Besides teaching agents how to use its software, SAP also introduced the SAP Autonomous Suite, which enables SAP&rsquo;s existing business applications with AI agents capable of running processes from start-to-finish.
Finally, it also launched the Joule Work, a new user experience that redefines how people work with enterprise software.&nbsp;
For instance, instead of navigating multiple applications and screens to search for data or to conduct scenario testing, users can interact with Joule, who will then find out the right combination of workflows, data and even seek the help of AI agents.&nbsp;
But can SAP turn decades of enterprise data, workflows and customer relationships into an advantage to supercharge its growth in the AI era? And where does Asia Pacific fit into its next phase of growth?
On Under the Radar, finance presenter Chua Tian Tian posed these questions to Verena Siow, Regional President, Asia Pacific, SAP.

Under the Radar: How is SAP catering for Autonomous Enterprises enabled by AI agents? Its President for APAC explains.

Earlier in June, finance presenter Chua Tian Tian headed down to Miami, USA, to catch Match 71 of the FIFA World Cup and to see how global technology solutions provider Lenovo helped its organiser run the tournament seamlessly behind the scenes.

But the FIFA World Cup is not the only sporting event featuring the firm’s technology. 

Lenovo is also powering Formula 1 races with solutions from workstations to even a Track-side Event Technical Centre that processes between 350,000 and 400,000 timing transponder passing events over a race weekend.

At the Singapore Grand Prix 2026, Tian Tian sat down with Sumir Bhatia, Chief Commercial Officer of Asia Pacific at Lenovo, and Amie Smith, Head of IT Systems and Support at Formula 1, to dive into the technologies turbocharging the motorsport event, before seeing everything coming together in an F1 practice race. 

Earlier in June, finance presenter Chua Tian Tian headed down to Miami, USA, to catch Match 71 of the FIFA World Cup and to see how global technology solutions provider Lenovo helped its organiser run the tournament seamlessly behind the scenes.
But the FIFA World Cup is not the only sporting event featuring the firm&rsquo;s technology.&nbsp;
Lenovo is also powering Formula 1 races with solutions from workstations to even a Track-side Event Technical Centre that processes between 350,000 and 400,000 timing transponder passing events over a race weekend.
At the Singapore Grand Prix 2026, Tian Tian sat down with Sumir Bhatia, Chief Commercial Officer of Asia Pacific at Lenovo, and Amie Smith, Head of IT Systems and Support at Formula 1, to dive into the technologies turbocharging the motorsport event, before seeing everything coming together in an F1 practice race.&nbsp;

Under the Radar: (SPECIALS) On the Go from the Singapore Grand Prix 2026 – How are Lenovo’s technologies turbocharging the Formula 1 races? Executives from Lenovo and F1 explain.

Incorporated in 1993 and subsequently listed on the Singapore Stock Exchange in 1997, Samudera Shipping Line is a shipping company primarily engaged in transporting containerised and non-containerised cargo through its Container Shipping, Bulk and Tanker, as well as Agency and Logistics Business Segments. 

Instead of competing with the world’s largest shipping companies by size, Samudera Shipping builds its strategy around finding niches. 

The maritime logistics player focuses on offering feeder services between its “hub” port in Singapore and other “spoke” ports in Asia, with its vessels plying trade routes between ports in Southeast Asia, the Indian Subcontinent, the Far East and the Middle East.

But beyond building its own niche, Samudera Shipping also values flexibility for its vessels, with the company owning only about one-third of its fleet. The rest are split between short-term and long-term charters. 

That flexibility is proving to be important in today’s ever uncertain world, with the Middle East conflict disrupting major shipping routes and pushing freight and insurance costs higher.

For one thing, the firm moved all of its vessels out of the Gulf region when the war in the Middle East broke out in February 2026.

The firm is also big on diversification, having recently expanded its footprint to Europe and South America. It had also in May 2026 launched a new weekly container service that directly connects Japan and South Korea. 

So, how effective has it been for Samudera Shipping to build its niche in providing feeder services? How far can Samudera Shipping continue to expand globally without sacrificing the flexibility that has defined its strategy?

On Under the Radar, finance presenter Chua Tian Tian posed these questions to Bani Mulia, Executive Director and Group CEO, Samudera Shipping.

Incorporated in 1993 and subsequently listed on the Singapore Stock Exchange in 1997, Samudera Shipping Line is a shipping company primarily engaged in transporting containerised and non-containerised cargo through its Container Shipping, Bulk and Tanker, as well as Agency and Logistics Business Segments.&nbsp;
Instead of competing with the world&rsquo;s largest shipping companies by size, Samudera Shipping builds its strategy around finding niches.&nbsp;
The maritime logistics player focuses on offering feeder services between its &ldquo;hub&rdquo; port in Singapore and other &ldquo;spoke&rdquo; ports in Asia, with its vessels plying trade routes between ports in Southeast Asia, the Indian Subcontinent, the Far East and the Middle East.
But beyond building its own niche, Samudera Shipping also values flexibility for its vessels, with the company owning only about one-third of its fleet. The rest are split between short-term and long-term charters.&nbsp;
That flexibility is proving to be important in today&rsquo;s ever uncertain world, with the Middle East conflict disrupting major shipping routes and pushing freight and insurance costs higher.
For one thing, the firm moved all of its vessels out of the Gulf region when the war in the Middle East broke out in February 2026.
The firm is also big on diversification, having recently expanded its footprint to Europe and South America. It had also in May 2026 launched a new weekly container service that directly connects Japan and South Korea.&nbsp;
So, how effective has it been for Samudera Shipping to build its niche in providing feeder services? How far can Samudera Shipping continue to expand globally without sacrificing the flexibility that has defined its strategy?
On Under the Radar, finance presenter Chua Tian Tian posed these questions to Bani Mulia, Executive Director and Group CEO, Samudera Shipping.

Under the Radar: HeyMax AI on maximising credit card rewards and helping users double dip on air miles

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