For years, Singaporeans were told the formula was simple: study hard, get a degree, land a stable job. But for many fresh graduates today, that promise feels a lot less certain.

With entry-level jobs now demanding multiple internships, industry experience and “third-year job” skills before graduation, has the university degree become just the bare minimum? And as Gen Zs push back against being labelled “not hungry enough”, are young Singaporeans really entitled or simply navigating a job market that’s changed faster than expectations have? Linus Choo, Managing Director, Regional Governance, Ethos BeathChapman joins the conversation.

Join Neil Humphreys & Audrey Siek - LIVE every Tuesday & Thursday at 7.20am for We Are Family!

For years, Singaporeans were told the formula was simple: study hard, get a degree, land a stable job. But for many fresh graduates today, that promise feels a lot less certain.
With entry-level jobs now demanding multiple internships, industry experience and &ldquo;third-year job&rdquo; skills before graduation, has the university degree become just the bare minimum? And as Gen Zs push back against being labelled &ldquo;not hungry enough&rdquo;, are young Singaporeans really entitled or simply navigating a job market that&rsquo;s changed faster than expectations have?&nbsp;Linus Choo, Managing Director, Regional Governance, Ethos BeathChapman joins the conversation.
Join Neil Humphreys &amp; Audrey Siek - LIVE every Tuesday &amp; Thursday at 7.20am for We Are Family!

Start your day with the stories shaping Singapore — and your place in it.

Join Neil Humphreys and Audrey Siek as they cover the biggest headlines, trending topics, and everyday conversations, unpacked through fresh perspectives, expert insights, and engaging discussion. From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what’s happening — and what’s worth your attention.

And it’s not just talk — it’s your voice. Through polls, messages, and live call-ins, listeners are part of the conversation, sharing their views and shaping the discussion in real time. With a mix of clarity, curiosity, and personality, Let’s Talk, Singapore keeps you informed, connected, and ready for the day ahead.

Start your day with the stories shaping Singapore &mdash; and your place in it.
Join Neil Humphreys and Audrey Siek as they cover the biggest headlines, trending topics, and everyday conversations, unpacked through fresh perspectives, expert insights, and engaging discussion. From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what&rsquo;s happening &mdash; and what&rsquo;s worth your attention.
And it&rsquo;s not just talk &mdash; it&rsquo;s your voice. Through polls, messages, and live call-ins, listeners are part of the conversation, sharing their views and shaping the discussion in real time. With a mix of clarity, curiosity, and personality, Let&rsquo;s Talk, Singapore keeps you informed, connected, and ready for the day ahead.

Let's Talk, Singapore

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what’s happening — and what’s worth your attention.

Let's Talk, Singapore with Neil Humphreys and Audrey Siek

We Are Family!: Has Singapore’s “Study Hard” Formula Stopped Working?

She trained hard to be there, but so did everyone else.

HYROX world-record holder Joanna Wietrzyk sparked outrage after continuing to race despite suffering bowel incontinence, before later apologising and forfeiting her win.

We ask: When does determination cross the line into a lack of consideration for others? And beyond sport, are we sometimes so focused on what we want that we forget how our choices affect everyone around us?

Join Neil Humphreys & Audrey Siek LIVE every Monday, Wednesday and Friday at 8.15am for Singapore Unfiltered.

She trained hard to be there, but so did everyone else.
HYROX world-record holder Joanna Wietrzyk sparked outrage after continuing to race despite suffering bowel incontinence, before later apologising and forfeiting her win.
We ask: When does determination cross the line into a lack of consideration for others? And beyond sport, are we sometimes so focused on what we want that we forget how our choices affect everyone around us?
Join Neil Humphreys &amp; Audrey Siek LIVE every Monday, Wednesday and Friday at 8.15am for Singapore Unfiltered.

Singapore Unfiltered: HYROX Bowel Incident - When does pushing through go too far?

The sudden closure of True Fitness and True Yoga has left customers facing substantial losses from unused memberships and personal-training packages. With hundreds of complaints lodged and more than S$600,000 in reported losses shortly after the shutdown, many are asking the same question: Can they actually recover their money?

Let’s Talk, Singapore speaks with Margaret Yeow, Co-Managing Director at Hoh Law Corporation to understand what happened, how liquidation works, and what legal options are available to consumers. From credit card disputes and unsecured creditor claims to the risks of prepaid packages, we examine what customers should do now and whether Singapore needs stronger safeguards.

Join Neil Humphreys & Audrey Siek LIVE every Monday, Wednesday and Friday at 7.20am for Talk of the Town.

The sudden closure of True Fitness and True Yoga has left customers facing substantial losses from unused memberships and personal-training packages. With hundreds of complaints lodged and more than S$600,000 in reported losses shortly after the shutdown, many are asking the same question: Can they actually recover their money?
Let&rsquo;s Talk, Singapore speaks with&nbsp;Margaret Yeow, Co-Managing Director at Hoh Law Corporation to understand what happened, how liquidation works, and what legal options are available to consumers. From credit card disputes and unsecured creditor claims to the risks of prepaid packages, we examine what customers should do now and whether Singapore needs stronger safeguards.
Join Neil Humphreys &amp; Audrey Siek LIVE every Monday, Wednesday and Friday at 7.20am for Talk of the Town.

Talk of the Town: True Fitness closure - How likely are customers to get their money back?

For many of us, AI is already part of our daily routine. It can save time, spark ideas and make life easier but it also raises questions about jobs, privacy and how much we should rely on it. With industry leaders warning AI could kill the entire human species, are you embracing it, or becoming more cautious?

Join Neil Humphreys & Audrey Siek LIVE every weekday at 7.05am for Breakfast Bites.

For many of us, AI is already part of our daily routine. It can save time, spark ideas and make life easier but it also raises questions about jobs, privacy and how much we should rely on it. With industry leaders warning AI could kill the entire human species, are you embracing it, or becoming more cautious?
Join Neil Humphreys &amp; Audrey Siek LIVE every weekday at 7.05am for Breakfast Bites.

We Are Family!: Has Singapore’s “Study Hard” Formula Stopped Working?

MONEY FM 89.3

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