As 2026 begins, Money and Me takes a moment of introspection - looking not just at how much you made, but how you spent.

What did money add to your life in 2025 - and what quietly drained your peace, health, or joy?

Hosted by Michelle Martin, this episode features Christopher Tan, CEO of Providend, who introduces a powerful reframing: Return on Spending, not just Return on Investing.

From a $10,000 wedding anniversary to resisting ego-driven purchases, Christopher shares how values - not status - guided his big financial decisions.

The conversation explores how spending today shapes the future story of our health, ageing, and relationships.

Listeners are invited to do a simple year-end money audit - no spreadsheets required - before setting their goals for the year ahead.