How much are you really paying in fees when you buy an ILP?

Michelle Martin and Tim Phillips from timtalksmoney.com dive into the high-stakes world of investment-linked policies.

Learn when ILPs  fees quietly eat into your returns, and what the data says about their real costs.

LIA says ILP sales in Singapore surged 41% in 2024 to $2.3 billion — this conversation is more relevant than ever. Are Singaporeans walking into a fee trap?

Tim also breaks down why keeping insurance and investment separate could save you thousands in the long run.

Hosted by Michelle Martin.

How much are you&nbsp;really&nbsp;paying in fees when you buy an ILP?
Michelle Martin and Tim Phillips from <a href="http://timtalksmoney.com/" data-saferedirecturl="https://www.google.com/url?q=http://timtalksmoney.com&amp;source=gmail&amp;ust=1752635748048000&amp;usg=AOvVaw2Mi2W9Drjiwe10KUtEUywr">timtalksmoney.com</a>&nbsp;dive into the high-stakes world of investment-linked policies.
Learn when ILPs&nbsp; fees quietly eat into your returns, and what the data says about their real costs.
LIA says ILP sales in Singapore surged 41% in 2024 to $2.3 billion &mdash; this conversation is more relevant than ever. Are Singaporeans walking into a fee trap?
Tim also breaks down why keeping insurance and investment separate could save you thousands in the long run.
Hosted by Michelle Martin.

Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

Your Money With Michelle Martin (9am - 12pm) It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,&nbsp; manage your expenses and start your smart money investment journey today.&nbsp;

Money and Me

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin (9am - 12pm)

Money and Me: What is the Real Cost of an ILP? 

Markets are shifting fast - not just what you invest in, but how you stay ahead when trading never stops.

As NASDAQ moves toward a 23-hour trading day, investors face a world that’s always-on, faster, and more volatile.

At the same time, AI enters its second phase, with infrastructure players like Micron powering the data-centre boom.

And AI is no longer just in servers - it’s moving onto our faces, as smart eyewear reshapes consumer tech.

So which trends are structural, which are cyclical, and where should investors be wary of hype?

We break it all down, hosted by Michelle Martin and Swapnil Mishra, Author of "Investing for the Clueless, Reckless and Overly Cautious".

Markets are shifting fast - not just what you invest in, but how you stay ahead when trading never stops.
As NASDAQ moves toward a 23-hour trading day, investors face a world that&rsquo;s always-on, faster, and more volatile.
At the same time, AI enters its second phase, with infrastructure players like Micron powering the data-centre boom.
And AI is no longer just in servers - it&rsquo;s moving onto our faces, as smart eyewear reshapes consumer tech.
So which trends are structural, which are cyclical, and where should investors be wary of hype?
We break it all down, hosted by Michelle Martin and Swapnil Mishra, Author of "Investing for the Clueless, Reckless and Overly Cautious".

Money and Me: All you need to know about  Nasdaq's 23 hour cycle and AI's next chapter beyond the cloud

Tech stocks lift Wall Street, but AI is creating both breakout winners and deep value traps.

Investors grapple with whether laggards like Adobe, Salesforce and GoDaddy are bargains or warnings.

Gold and silver surge to record highs as rate cuts, deficits and policy risk drive demand.

A high-stakes bidding war pits Netflix against Paramount for Warner Bros Discovery, with shareholders watching closely.

Asia offers mixed signals, from China Vanke’s debt reprieve to HTC’s AI smart-glasses push and Johor industrial buys.

All this and more, hosted by Michelle Martin with Ryan Huang. 

Companies mentioned today:

Nvidia, Adobe, Salesforce, GoDaddy, Gartner, Micron Technology, Netflix, Paramount, Warner Bros Discovery, China Vanke, HTC, CapitaLand Malaysia Trust, Ever Glory United, Seatrium, Yangzijiang Shipbuilding, Thai Beverage.

Tech stocks lift Wall Street, but AI is creating both breakout winners and deep value traps.
Investors grapple with whether laggards like Adobe, Salesforce and GoDaddy are bargains or warnings.
Gold and silver surge to record highs as rate cuts, deficits and policy risk drive demand.
A high-stakes bidding war pits Netflix against Paramount for Warner Bros Discovery, with shareholders watching closely.
Asia offers mixed signals, from China Vanke&rsquo;s debt reprieve to HTC&rsquo;s AI smart-glasses push and Johor industrial buys.
All this and more, hosted by Michelle Martin with Ryan Huang.&nbsp;
Companies mentioned today:
Nvidia, Adobe, Salesforce, GoDaddy, Gartner, Micron Technology, Netflix, Paramount, Warner Bros Discovery, China Vanke, HTC, CapitaLand Malaysia Trust, Ever Glory United, Seatrium, Yangzijiang Shipbuilding, Thai Beverage.

Market View: AI Winners, Gold Fever & a Streaming Power Play

Listen in on a conversation around a practical approach to managing your wealth while finding meaning in life.

Michelle Martin speaks with Craig Pearce publisher of  "The Art of Spending Money " by Morgan Housel to take readers beyond the page.

Why is this book especially relevant when prices of things around us seem to be increasing?

Can one still make money by writing books?

This is a conversation for both readers and aspiring authors, hoping to be picked up by renowned publishing houses.

Listen in on a conversation around a practical approach to managing your wealth while finding meaning in life.
Michelle Martin speaks with&nbsp;Craig&nbsp;Pearce&nbsp;publisher of&nbsp; "The Art of Spending Money " by Morgan Housel to take readers beyond the page.
Why is this book especially relevant when prices of things around us seem to be increasing?
Can one still make money by writing books?
This is a conversation for both readers and aspiring authors, hoping to be picked up by renowned publishing houses.

Money and Me: What is the Real Cost of an ILP?

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