Are investment-linked plans really balancing protection and wealth growth?

Hosted by Michelle Martin.

ILPs now make up 43% of new life insurance sales, but complaints have surged alongside.

Regulators are considering classifying them as complex products by December 2025.

Christopher Tan, CEO of Providend, joins Michelle to unpack how ILPs have evolved with bonuses and fund choices.

Are costs still a dealbreaker despite fat bonus sweeteners?

And should investors keep insurance and investments separate?

Are investment-linked plans really balancing protection and wealth growth?
Hosted by Michelle Martin.
ILPs now make up 43% of new life insurance sales, but complaints have surged alongside.
Regulators are considering classifying them as complex products by December 2025.
Christopher Tan, CEO of Providend, joins Michelle to unpack how ILPs have evolved with bonuses and fund choices.
Are costs still a dealbreaker despite fat bonus sweeteners?
And should investors keep insurance and investments separate?

Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

Your Money With Michelle Martin (9am - 12pm) It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,&nbsp; manage your expenses and start your smart money investment journey today.&nbsp;

Money and Me

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin (9am - 12pm)

Money and Me: The ILP Debate – Promise or Pitfall?

Listen in on a conversation around a practical approach to managing your wealth while finding meaning in life.

Michelle Martin speaks with Craig Pearce publisher of  "The Art of Spending Money " by Morgan Housel to take readers beyond the page.

Why is this book especially relevant when prices of things around us seem to be increasing?

Can one still make money by writing books?

This is a conversation for both readers and aspiring authors, hoping to be picked up by renowned publishing houses.

Listen in on a conversation around a practical approach to managing your wealth while finding meaning in life.
Michelle Martin speaks with&nbsp;Craig&nbsp;Pearce&nbsp;publisher of&nbsp; "The Art of Spending Money " by Morgan Housel to take readers beyond the page.
Why is this book especially relevant when prices of things around us seem to be increasing?
Can one still make money by writing books?
This is a conversation for both readers and aspiring authors, hoping to be picked up by renowned publishing houses.

Read: The Art of Spending Money by Morgan Housel

Asia-Pacific markets kick off the week on a strong footing - and beneath the surface, capital is quietly rotating, power is concentrating, and old franchises are finding new life.

In today’s Market View, we unpack Keppel REIT’s move beyond offices into retail, and whether investors are warming to that diversification even as Singapore offices remain core.

We look stateside as Wall Street ends the week mixed, with Bank of America flagging Estée Lauder, UBS, and Bruker as 2026 plays - from consumer brands to precision instruments.

It’s UP or DOWN time with Oracle stepping deeper into TikTok’s US future, ByteDance eyeing a staggering US$50 billion profit year, and Elon Musk securing a record-breaking Tesla pay package - which gets a DOWN for governance optics.

We also touch on Sony’s US$450 million bet on the Peanuts franchise, why Snoopy still matters at 75, and what ValueMax’s legal tussle means for investor sentiment.

All that plus a holiday-shortened week ahead, the Straits Times Index check-in, and a cinematic Last Word from Pandora as Avatar: Fire and Ash hits the global box office - hosted by Michelle Martin with Ryan Huang.

Asia-Pacific markets kick off the week on a strong footing - and beneath the surface, capital is quietly rotating, power is concentrating, and old franchises are finding new life.
In today&rsquo;s Market View, we unpack Keppel REIT&rsquo;s move beyond offices into retail, and whether investors are warming to that diversification even as Singapore offices remain core.
We look stateside as Wall Street ends the week mixed, with Bank of America flagging Est&eacute;e Lauder,&nbsp;UBS, and&nbsp;Bruker as 2026 plays - from consumer brands to precision instruments.
It&rsquo;s UP or DOWN time with Oracle&nbsp;stepping deeper into TikTok&rsquo;s US future,&nbsp;ByteDance&nbsp;eyeing a staggering US$50 billion profit year, and&nbsp;Elon Musk securing a record-breaking Tesla pay package - which gets a DOWN for governance optics.
We also touch on Sony&rsquo;s&nbsp;US$450 million bet on the Peanuts franchise, why&nbsp;Snoopy&nbsp;still matters at 75, and what&nbsp;ValueMax&rsquo;s&nbsp;legal tussle means for investor sentiment.
All that plus a holiday-shortened week ahead, the Straits Times Index check-in, and a cinematic Last Word from Pandora as Avatar: Fire and Ash hits the global box office - hosted by Michelle Martin with Ryan Huang.

Market View: From Keppel REIT’s Pivot to TikTok, Tesla Pay and Snoopy’s Comeback

Great disruptions don’t arrive with a bang - they begin quietly, on the margins.

From the iPhone to Pampers, history shows that world-changing innovations rarely look revolutionary at first.

In this episode, we explore Epic Disruptions with its author Scott D. Anthony, Clinical Professor of Strategy at the Tuck School of Business at Dartmouth.

The conversation spans AI, creativity, governance, capital markets, and the unintended social consequences of disruption.


How can investors and leaders best scan for or enable disruption? 

Find out with Michelle Martin.

Great disruptions don&rsquo;t arrive with a bang - they begin quietly, on the margins.
From the iPhone to Pampers, history shows that world-changing innovations rarely look revolutionary at first.
In this episode, we explore Epic Disruptions&nbsp;with its author Scott D. Anthony, Clinical Professor of Strategy at the Tuck School of Business at Dartmouth.
The conversation spans AI, creativity, governance, capital markets, and the unintended social consequences of disruption. 
How can investors and leaders best scan for or enable disruption? 
Find out with Michelle Martin.

Money and Me: The ILP Debate – Promise or Pitfall?

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Your Money with Michelle Martin (9am - 12pm)

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