Are investment-linked plans really balancing protection and wealth growth?

Hosted by Michelle Martin.

ILPs now make up 43% of new life insurance sales, but complaints have surged alongside.

Regulators are considering classifying them as complex products by December 2025.

Christopher Tan, CEO of Providend, joins Michelle to unpack how ILPs have evolved with bonuses and fund choices.

Are costs still a dealbreaker despite fat bonus sweeteners?

And should investors keep insurance and investments separate?

Are investment-linked plans really balancing protection and wealth growth?
Hosted by Michelle Martin.
ILPs now make up 43% of new life insurance sales, but complaints have surged alongside.
Regulators are considering classifying them as complex products by December 2025.
Christopher Tan, CEO of Providend, joins Michelle to unpack how ILPs have evolved with bonuses and fund choices.
Are costs still a dealbreaker despite fat bonus sweeteners?
And should investors keep insurance and investments separate?

Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

Your Money With Michelle Martin (9am - 12pm) It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,&nbsp; manage your expenses and start your smart money investment journey today.&nbsp;

Money and Me

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin (9am - 12pm)

Money and Me: The ILP Debate – Promise or Pitfall?

There will soon be a new way to grow your CPF savings, what do you need to know?

In this episode of Ask CPF! Michelle Martin puts your questions to Wu Meei, Director of Investment Schemes at CPF Board.

Will you still have access to CPFIS?

What sort of products might you be able to invest in?

How does portfolio rebalancing happen?

Has this scheme been successful elsewhere?

What sort of returns are possible?

We also explore how the “glide-path” strategy works to grow your wealth, the fees and the key risks involved with using the scheme.

There will soon be a new way to grow your CPF savings, what do you need to know?
In this episode of Ask CPF!&nbsp;Michelle Martin puts your questions to Wu Meei, Director of Investment Schemes at CPF Board.
Will you still have access to CPFIS?
What sort of products might you be able to invest in?
How does portfolio rebalancing happen?
Has this scheme been successful elsewhere?
What sort of returns are possible?
We also explore how the &ldquo;glide-path&rdquo; strategy works to grow your wealth, the fees and the key risks involved with using the scheme.

Money and Me: What you need to know about CPF’s 2028 new investment scheme today!

Oil markets are on edge as Middle East conflict threatens one-fifth of the world’s oil supply moving through the Strait of Hormuz.

Michelle Martin and Ryan Huang unpack the ripple effects across energy markets, global equities and insurance.

Hosted by Michelle Martin with Ryan Huang, the show explores why oil prices are rising even after the International Energy Agency released a record 400 million barrels of emergency reserves.

We also examine why defense stocks are suddenly being treated as safe havens by investors.

In corporate news, Netflix is making a massive AI bet, while Indonesia’s GoTo surprises markets with stronger earnings guidance.

Closer to home, DFI Retail surges on investor optimism while UI Boustead REIT’s public offer draws strong demand.

Oil markets are on edge as Middle East conflict threatens one-fifth of the world&rsquo;s oil supply moving through the Strait of Hormuz.
Michelle Martin and Ryan Huang unpack the ripple effects across energy markets, global equities and insurance.
Hosted by Michelle Martin with Ryan Huang, the show explores why oil prices are rising even after the International Energy Agency released a record 400 million barrels of emergency reserves.
We also examine why defense stocks are suddenly being treated as safe havens by investors.
In corporate news, Netflix is making a massive AI bet, while Indonesia&rsquo;s GoTo surprises markets with stronger earnings guidance.
Closer to home, DFI Retail surges on investor optimism while UI Boustead REIT&rsquo;s public offer draws strong demand.

Market View: Oil War Shockwaves - Why Insurance, Defense and AI Are Suddenly Market Movers

When markets shake, your instincts may tell you to run  and turn your equities into cash - but history suggests, that action may be an expensive mistake.

Michelle Martin speaks with Tim Phillips, Founder of TimTalksMoney, about why investors instinctively flee equities during turmoil - and why that move may actually be self-sabotage.

What separates disciplined investors from panicked sellers in turbulent times?

We find out in this episode of Money and Me hosted by Michelle Martin.

When markets shake, your instincts may tell you to run&nbsp; and turn your equities into cash - but history suggests, that action may be an expensive mistake.
Michelle Martin speaks with Tim Phillips, Founder of TimTalksMoney, about why investors instinctively flee equities during turmoil - and why that move may actually be self-sabotage.
What separates disciplined investors from panicked sellers in turbulent times?
We find out in this episode of Money and Me hosted by Michelle Martin.

Money and Me: The ILP Debate – Promise or Pitfall?

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Your Money with Michelle Martin (9am - 12pm)

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