A fierce debate has erupted over investment-linked insurance plans.

Are ILPs misunderstood tools for long-term wealth, or overly complex, high-cost products investors should avoid?

Christopher Tan, CEO of Providend, returns to address his criticisms of his arguments following his Business Times column, which challenged the value of ILPs.

He breaks down industry rebuttals on compounding bonuses, adviser fees, and fund access, and explains why his firm continues to steer clear of them.

Hear both sides of the ILP story, from consumer confusion to claims of strategic tax and estate planning benefits - and decide where you stand.

Hosted by Michelle Martin.

A fierce debate has erupted over investment-linked insurance plans.
Are ILPs misunderstood tools for long-term wealth, or overly complex, high-cost products investors should avoid?
Christopher Tan, CEO of Providend, returns to address his criticisms of his arguments following his Business Times column, which challenged the value of ILPs.
He breaks down industry rebuttals on compounding bonuses, adviser fees, and fund access, and explains why his firm continues to steer clear of them.
Hear both sides of the ILP story, from consumer confusion to claims of strategic tax and estate planning benefits - and decide where you stand.
Hosted by Michelle Martin.

Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

Your Money With Michelle Martin (9am - 12pm) It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,&nbsp; manage your expenses and start your smart money investment journey today.&nbsp;

Money and Me

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin (9am - 12pm)

Money and Me: The Great ILP Debate - Fair Critique or Misunderstood Product?

Is the next big move in U.S. markets a continuation of the rally - or the setup for a sharp reckoning?

Simon Ree, Founder of Tao of Trading, shares his base case for 2026.

We unpack what the options market is signaling about an imminent Fed rate cut, and why interest rates still matter for risk assets.

From the AI investment boom and earnings resilience to megacap dominance, Simon explains what’s structural versus what’s becoming a crowded trade.

We also drill into key risks - from stretched valuations and weak market breadth to capex-heavy Big Tech and tariff shocks.

A clear 2026 playbook for everyday investors - hosted by Michelle Martin.

Is the next big move in U.S. markets a continuation of the rally - or the setup for a sharp reckoning?
Simon Ree, Founder of Tao of Trading, shares his base case for 2026.
We unpack what the options market is signaling about an imminent Fed rate cut, and why interest rates still matter for risk assets.
From the AI investment boom and earnings resilience to megacap dominance, Simon explains what&rsquo;s structural versus what&rsquo;s becoming a crowded trade.
We also drill into key risks - from stretched valuations and weak market breadth to capex-heavy Big Tech and tariff shocks.
A clear 2026 playbook for everyday investors - hosted by Michelle Martin.

Money and Me: The 2026 Market Map - Bull Run or Breaking Point?

A $72 billion streaming shockwave just jolted Hollywood, Washington and global markets.

Netflix moves to acquire Warner Bros. Discovery, swallowing DC, Harry Potter, Lord of the Rings, Game of Thrones and Looney Tunes in the biggest deal of its history. 

We unpack what this means for consumers, bundling, cinema releases, and why regulators under the Trump administration are circling the deal.

Apple faces its biggest leadership shake-up in decades - AI, design, legal and chip talent all in play—raising fresh questions about its innovation engine.

Markets grind higher as attention turns to Jerome Powell, U.S. rates, S-REIT momentum, and the latest UP or DOWN calls on Moore Threads, Meta, Carvana and UltraGreen.ai.

All this, plus a Gen-Z box-office shocker from Five Nights at Freddy’s - hosted by Michelle Martin with Ryan Huang.

A $72 billion streaming shockwave just jolted Hollywood, Washington and global markets.
Netflix moves to acquire Warner Bros. Discovery, swallowing DC, Harry Potter, Lord of the Rings, Game of Thrones and Looney Tunes in the biggest deal of its history.&nbsp;
We unpack what this means for consumers, bundling, cinema releases, and why regulators under the Trump administration are circling the deal.
Apple faces its biggest leadership shake-up in decades - AI, design, legal and chip talent all in play&mdash;raising fresh questions about its innovation engine.
Markets grind higher as attention turns to Jerome Powell, U.S. rates, S-REIT momentum, and the latest UP or DOWN calls on Moore Threads, Meta, Carvana and UltraGreen.ai.
All this, plus a Gen-Z box-office shocker from Five Nights at Freddy&rsquo;s - hosted by Michelle Martin with Ryan Huang.

Market View: Netflix Drops a $72 Billion Bomb on Hollywood

Is this the point where S-REITs start to reclaim their shine?

Singapore’s REIT landscape is stirring back to life as investors eye the long-anticipated rate-cut cycle - but recovery may not be a straight line. 

In this episode hosted by Michelle Martin, Tim Phillips, Founder of TimTalksMoney, breaks down the bright spots and blind spots across major S-REITs.

We dissect CapitaLand Ascendas REIT, Lendlease Global Commercial REIT, and Keppel DC REIT to understand their  growth drivers, and exposure risks.

Tim addresses data-centre amidst the AI bubble narrative and how retail and hospitality REITs stack up against struggling office assets.

We tackle the biggest macro indicators that matter now - from inflation resilience to cash-flow predictability.

Whether you’re holding, buying, or waiting, this REIT reset may shape your 2025 investment playbook.

Is this the point where S-REITs start to reclaim their shine?
Singapore&rsquo;s REIT landscape is stirring back to life as investors eye the long-anticipated rate-cut cycle - but recovery may not be a straight line.&nbsp;
In this episode hosted by Michelle Martin, Tim Phillips, Founder of TimTalksMoney, breaks down the bright spots and blind spots across major S-REITs.
We dissect CapitaLand Ascendas REIT, Lendlease Global Commercial REIT, and Keppel DC REIT to understand their&nbsp; growth drivers, and exposure risks.
Tim addresses data-centre amidst the AI bubble narrative and how retail and hospitality REITs stack up against struggling office assets.
We tackle the biggest macro indicators that matter now - from inflation resilience to cash-flow predictability.
Whether you&rsquo;re holding, buying, or waiting, this REIT reset may shape your 2025 investment playbook.

Money and Me: The Great ILP Debate - Fair Critique or Misunderstood Product?

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