Is your CPF money working hard enough for your future?

Michelle Martin finds out what the 4% SMRA rate really means for your retirement goals.

Christopher Tan, CEO of Providend, breaks down how this rate is calculated and what it means in today’s market.

Should you transfer funds from your Ordinary Account to your Special Account now? 

How do CPF options compare with SSBs, T-bills, and fixed deposits?

Is your CPF money working hard enough for your future?
Michelle Martin finds out what the 4% SMRA rate really means for your retirement goals.
Christopher Tan, CEO of Providend, breaks down how this rate is calculated and what it means in today&rsquo;s market.
Should you transfer funds from your Ordinary Account to your Special Account now?&nbsp;
How do CPF options compare with SSBs, T-bills, and fixed deposits?

Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

Your Money With Michelle Martin (9am - 12pm) It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,&nbsp; manage your expenses and start your smart money investment journey today.&nbsp;

Money and Me

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin (9am - 12pm)

Money and Me: Should You Lock in CPF’s 4% Rate?

A niche corner of real estate is quietly delivering strong income - but is it built to last?

Michelle Martin explores whether purpose-built worker and student housing can offer investors stable, resilient returns in uncertain markets.

Hosted by Michelle Martin, with insights from Centurion Accommodation REIT’s Chief Investment Officer Ginny Ang, we unpack how the REIT beat its DPU forecast and what’s driving demand.

We examine why worker housing may behave differently from offices and malls - especially during economic slowdowns.

With occupancy already near full, the big question becomes: where does future growth come from?

Plus, how rising interest rates and a focus on community well-being could shape long-term returns for investors.

A niche corner of real estate is quietly delivering strong income - but is it built to last?
Michelle Martin explores whether purpose-built worker and student housing can offer investors stable, resilient returns in uncertain markets.
Hosted by Michelle Martin, with insights from Centurion Accommodation REIT&rsquo;s Chief Investment Officer Ginny Ang, we unpack how the REIT beat its DPU forecast and what&rsquo;s driving demand.
We examine why worker housing may behave differently from offices and malls - especially during economic slowdowns.
With occupancy already near full, the big question becomes: where does future growth come from?
Plus, how rising interest rates and a focus on community well-being could shape long-term returns for investors.

Money and Me: Upclose with Centurion Accommodation REIT 

A silent gas is shaking global markets - and most investors didn’t see it coming.

Michelle Martin breaks down how a supply shock tied to Middle East tensions is rippling through semiconductors, healthcare and aerospace.

The conversation tuns to s logistics giant FedEx posts blockbuster earnings.

Hosted by Michelle Martin with Ryan Huang, both explore how industrial gas leaders like Linde and Air Products could benefit while chipmakers face rising cost pressures.

We also unpack Novo Nordisk’s next obesity drug breakthrough, Xiaomi’s massive AI spending push, and strategic moves in Suntec REIT and Hongkong Land.

Plus, what’s driving weakness in Singapore’s STI and whether select names like Sembcorp Industries can hold up amid broader declines.

From invisible commodities to visible winners - this is a market driven by forces most investors overlook.

A silent gas is shaking global markets - and most investors didn&rsquo;t see it coming.
Michelle Martin breaks down how a supply shock tied to Middle East tensions is rippling through semiconductors, healthcare and aerospace.
The conversation tuns to s logistics giant FedEx posts blockbuster earnings.
Hosted by Michelle Martin with Ryan Huang, both explore how industrial gas leaders like Linde and Air Products could benefit while chipmakers face rising cost pressures.
We also unpack Novo Nordisk&rsquo;s next obesity drug breakthrough, Xiaomi&rsquo;s massive AI spending push, and strategic moves in Suntec REIT and Hongkong Land.
Plus, what&rsquo;s driving weakness in Singapore&rsquo;s STI and whether select names like Sembcorp Industries can hold up amid broader declines.
From invisible commodities to visible winners - this is a market driven by forces most investors overlook.

Market View: Shocks from Middle East fallout,  the logistics giant raking in the bucks , AI Bets in China and Novo Nordisks higher dose weight-loss drug approval and its share price. 

Oil above $110, war risks rising - yet markets are climbing… what’s really going on?

Michelle Martin explores the surprising resilience of equities as the Fed holds rates steady despite inflation and geopolitical shocks.

We unpack how Middle East tensions - from Iran to Qatar - are reshaping energy markets and reigniting inflation fears.

At the same time, capital is rotating into AI, with Nvidia at the centre of renewed chip flows into China.

Plus, a bold new frontier emerges: chips in space - could this redefine the next phase of computing and investment?

All this and more, hosted by Michelle Martin.

Oil above $110, war risks rising - yet markets are climbing&hellip; what&rsquo;s really going on?
Michelle Martin explores the surprising resilience of equities as the Fed holds rates steady despite inflation and geopolitical shocks.
We unpack how Middle East tensions - from Iran to Qatar - are reshaping energy markets and reigniting inflation fears.
At the same time, capital is rotating into AI, with Nvidia at the centre of renewed chip flows into China.
Plus, a bold new frontier emerges: chips in space - could this redefine the next phase of computing and investment?
All this and more, hosted by Michelle Martin.

Money and Me: Should You Lock in CPF’s 4% Rate?

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