If mortgages keep rising is now the time to make a big buy in property? For first time investors, what do they need to know about wading into the market? Send this onto a young person who wants to up their financial game. Michelle Martin discusses these questions and more with Nicole Ng, Head of Learning and Partnerships, The Simple Sum. 

If mortgages keep rising is now the time to make a big buy in property? For first time investors, what do they need to know about wading into the market? Send this onto a young person who wants to up their financial game. Michelle Martin discusses these questions and more with Nicole Ng, Head of Learning and Partnerships, The Simple Sum.

Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

Your Money With Michelle Martin (9am - 12pm) It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,&nbsp; manage your expenses and start your smart money investment journey today.&nbsp;

Money and Me

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin (9am - 12pm)

Money and Me:  Should you buy a house or start investing when rates are rising and markets are in a funk ?

When the Dow drops 800 points in a day, is it panic - or opportunity knocking?

In this episode, hosted by Michelle Martin, we break down the brutal US selloff triggered by fresh 15% tariffs and rising policy uncertainty under President Trump.

Guest Cheng Chye Hsern, Head of Investment at Providend, explains which sectors are taking the hardest hit - and where investors can pivot strategically.

We examine whether today’s volatility risks echoing last year’s “Liberation Day” market tremors.

Closer to home, Singapore’s big three banks post record profits even as margins soften late in the quarter.

With a $1.5 billion boost to the Equity Market Development Programme, we ask whether it’s time to increase home bias toward local stocks.

Finally, we explore how to balance blue-chip resilience with smaller, high-growth opportunities on the STI.

When the Dow drops 800 points in a day, is it panic - or opportunity knocking?
In this episode, hosted by Michelle Martin, we break down the brutal US selloff triggered by fresh 15% tariffs and rising policy uncertainty under President Trump.
Guest Cheng Chye Hsern, Head of Investment at Providend, explains which sectors are taking the hardest hit - and where investors can pivot strategically.
We examine whether today&rsquo;s volatility risks echoing last year&rsquo;s &ldquo;Liberation Day&rdquo; market tremors.
Closer to home, Singapore&rsquo;s big three banks post record profits even as margins soften late in the quarter.
With a $1.5 billion boost to the Equity Market Development Programme, we ask whether it&rsquo;s time to increase home bias toward local stocks.
Finally, we explore how to balance blue-chip resilience with smaller, high-growth opportunities on the STI.

Money and Me: Tariff Shock, Bank Strength & The Singapore Pivot

Is the AI trade still unstoppable - or is smart money quietly rotating?

In this episode, hosted by Michelle Martin with Ryan Huang, we unpack Nvidia’s blockbuster US$43 billion quarter and CEO Jensen Huang’s bold pushback against fears of an AI threat to software firms.

We examine why Salesforce is leaning on a US$50 billion buyback as shares slide - and what that signals about SaaS sentiment.

Closer to home, we explore how OCBC is prioritising special dividends over buybacks as Singapore payouts surge to multi-year highs.

In UP or DOWN, we look at diverging fortunes across Air New Zealand, Qantas, Axon Enterprise and Lynas Rare Earths.

We also check in on the Straits Times Index after Genting Singapore’s sharp drop.

Finally, Malaysia’s durian-fuelled tourism push rounds out today’s Last Word.

Is the AI trade still unstoppable - or is smart money quietly rotating?
In this episode, hosted by Michelle Martin with Ryan Huang, we unpack&nbsp;Nvidia&rsquo;s blockbuster US$43 billion quarter and CEO Jensen Huang&rsquo;s bold pushback against fears of an AI threat to software firms.
We examine why Salesforce is leaning on a US$50 billion buyback as shares slide - and what that signals about SaaS sentiment.
Closer to home, we explore how OCBC is prioritising special dividends over buybacks as Singapore payouts surge to multi-year highs.
In UP or DOWN, we look at diverging fortunes across Air New Zealand, Qantas, Axon Enterprise and Lynas Rare Earths.
We also check in on the Straits Times Index after Genting Singapore&rsquo;s sharp drop.
Finally, Malaysia&rsquo;s durian-fuelled tourism push rounds out today&rsquo;s Last Word.

Market View: AI Titans, Dividend Kings & Turbulent Skies

In China’s 2026 market, survival isn’t about buying the dip - it’s about finding the moat.

In this episode, hosted by Michelle Martin, we dissect why investors are shifting from momentum plays to structural dominance with Willie Keng, Founder of Dividend Titan (https://www.dividendtitan.com/).

We explore four defining themes and why hyper-competitive sectors are being left behind.

From China Tower’s near-97% telecom dominance to Tencent’s evolving identity from growth darling to cash-generating powerhouse, we unpack where durability lies.

We also assess whether LVMH can maintain pricing power amid China’s luxury fatigue and the rise of local brands.

Finally, in an easter egg  moment, our guest shares his view on the rush for gold from the value investor perspective.

In China&rsquo;s 2026 market, survival isn&rsquo;t about buying the dip - it&rsquo;s about finding the moat.
In this episode, hosted by Michelle Martin, we dissect why investors are shifting from momentum plays to structural dominance with Willie Keng, Founder of Dividend Titan (<a href="https://www.dividendtitan.com/">https://www.dividendtitan.com/</a>).
We explore four defining themes and why hyper-competitive sectors are being left behind.
From China Tower&rsquo;s&nbsp;near-97% telecom dominance to&nbsp;Tencent&rsquo;s&nbsp;evolving identity from growth darling to cash-generating powerhouse, we unpack where durability lies.
We also assess whether LVMH&nbsp;can maintain pricing power amid China&rsquo;s luxury fatigue and the rise of local brands.
Finally, in an easter egg&nbsp; moment, our guest shares his view on the rush for gold from the value investor perspective.

Money and Me: Should you buy a house or start investing when rates are rising and markets are in a funk ?

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