As the US Federal Reserve initiates rate cuts, how should investors adjust their portfolios? Discover how interest rate cuts impact broad market ETFs, and which sectors historically benefit from lower rates. Tim shares strategies for identifying sector-specific ETFs, the importance of growth versus value, and key metrics to evaluate ETF performance. Plus, learn best practices for rebalancing your portfolio in response to shifting interest rates. Find out with Michelle Martin and her guest Tim Phillips, Founder of TimTalksMoney.