Everyone wants financial freedom - but what if your magic number is wrong?

Hosted by Michelle Martin, Elijah Lee, Senior Financial Services Manager at Phillip Securities, unpacks new findings from CIMB InsureXpo 2026 showing more Singaporeans are targeting to retire as early as their 40s.

Everyone wants financial freedom - but what if your magic number is wrong?
Hosted by Michelle Martin, Elijah Lee, Senior Financial Services Manager at Phillip Securities, unpacks new findings from CIMB InsureXpo 2026 showing more Singaporeans are targeting to retire as early as their 40s.

Start your day on a positive note with Live Well with Michelle Martin.

The show explores wellbeing in all its dimensions — from self-awareness and personal growth to money, investing, and everyday lifestyle. Through thoughtful interviews and engaging conversations, Michelle speaks with experts and changemakers on living and ageing well, while helping you discover new ideas — from great books on READ and inspiring voices on INFLUENCE, to practical financial insights on MONEY AND ME.

In a fast-moving world that can often feel overwhelming, Live Well offers a refreshing counterpoint — with insights, ideas and stories that help you feel informed, empowered and ready to take on the day.

Start your day on a positive note with Live Well with Michelle Martin.
The show explores wellbeing in all its dimensions &mdash; from self-awareness and personal growth to money, investing, and everyday lifestyle. Through thoughtful interviews and engaging conversations, Michelle speaks with experts and changemakers on living and ageing well, while helping you discover new ideas &mdash; from great books on READ and inspiring voices on INFLUENCE, to practical financial insights on MONEY AND ME.
In a fast-moving world that can often feel overwhelming, Live Well offers a refreshing counterpoint &mdash; with insights, ideas and stories that help you feel informed, empowered and ready to take on the day.

Live Well with Michelle

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,&nbsp; manage your expenses and start your smart money investment journey today.&nbsp;

Money and Me

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

Start your day on a positive note with Live Well with Michelle Martin.

Live Well with Michelle (10am to 1pm)

Money and Me: More Singaporeans want to retire by 40. How much do they say they need? 

Pregnancy is one of the most demanding physical and nutritional transformations a woman will ever experience.

On LIVE WELL WITH MICHELLE, we explore why strength, movement and nutrition before, during and after pregnancy can shape not just birth outcomes, but long-term health and recovery.

How safe is exercise during pregnancy?

Is "eating for two" fact or fiction?

And what does science tell us about navigating  gestational diabetes, postnatal recovery and the pressure to bounce back?

Join Michelle Martin with UFIT's senior physiotherapist Nada Khalid and dietitian and head of nutrition Ellie Cheale, as they separate evidence from myth and share practical strategies to help women thrive through every stage of the journey.

Pregnancy is one of the most demanding physical and nutritional transformations a woman will ever experience.
On LIVE WELL WITH MICHELLE, we explore why strength, movement and nutrition before, during and after pregnancy can shape not just birth outcomes, but long-term health and recovery.
How safe is exercise during pregnancy?
Is "eating for two" fact or fiction?
And what does science tell us about navigating&nbsp; gestational diabetes, postnatal recovery and the pressure to bounce back?
Join Michelle Martin with UFIT's senior physiotherapist Nada Khalid and dietitian and head of nutrition&nbsp;Ellie Cheale, as they separate evidence from myth and share practical strategies to help women thrive through every stage of the journey.

LIVE WELL WITH MICHELLE: You can get strong before, during and after pregnancy; here is how.

Could the biggest IPO in history trigger the next major rotation in global markets?

Hosted by Michelle Martin, this episode explores why DBS Research and UOB Kay Hian are highlighting Singtel and Venture Corporation as their preferred June picks and what that says about the search for value in today's market.

We examine SpaceX's expected US$1.75 trillion stock market debut and why investors from Nvidia to Microsoft and Apple will be watching closely.

Plus, Nvidia and SK Hynix signal that AI demand continues to outpace supply, reinforcing the long-term investment case across the semiconductor ecosystem.

We also look at Jumbo Group's bet on China's premium dining market and the risks facing consumer-focused businesses.

Finally, what a surprise Hollywood box-office winner can teach investors about the difference between hype and execution.

Hosted by Michelle Martin.

Could the biggest IPO in history trigger the next major rotation in global markets?
Hosted by Michelle Martin, this episode explores why DBS Research and UOB Kay Hian are highlighting Singtel and Venture Corporation as their preferred June picks and what that says about the search for value in today's market.
We examine SpaceX's expected US$1.75 trillion stock market debut and why investors from Nvidia to Microsoft and Apple will be watching closely.
Plus, Nvidia and SK Hynix signal that AI demand continues to outpace supply, reinforcing the long-term investment case across the semiconductor ecosystem.
We also look at Jumbo Group's bet on China's premium dining market and the risks facing consumer-focused businesses.
Finally, what a surprise Hollywood box-office winner can teach investors about the difference between hype and execution.
Hosted by Michelle Martin.

Market View: SpaceX's US$1.75 Trillion Moment, AI's Chip Bottleneck & Singapore's Top June Picks

"It seems many Singaporeans are being asked not to set aside the Full Retirement Sum (FRS) in their RA at age 55. Instead, they are advised to set aside only the Basic Retirement Sum (BRS) - which is half of the FRS - by pledging their property, and to redirect the other half into an ILP'", wrote Christopher Tan, CEO of Providend, in a recent article in the Business Times.

Michelle Martin unpacks the trade-offs between certainty and growth when taking such advice.

Chris explains why projected returns can sometimes create a false sense of security and the risks retirees face if they follow such recommendations and markets fall early in retirement. 

Discover how CPF LIFE fits into a retirement portfolio and what questions investors should ask before making long-term decisions.

"It seems many Singaporeans are being asked not to set aside the Full Retirement Sum (FRS) in their RA at age 55.&nbsp;Instead, they are advised to set aside only the Basic Retirement Sum (BRS) - which is half of the FRS - by pledging their property, and to redirect the other half into an ILP'", wrote Christopher Tan, CEO of Providend, in a recent article in the Business Times.
Michelle Martin unpacks the trade-offs between certainty and growth when taking such advice.
Chris explains why projected returns can sometimes create a false sense of security and the risks retirees face if they follow such recommendations and markets fall early in retirement.&nbsp;
Discover how CPF LIFE fits into a retirement portfolio and what questions investors should ask before making long-term decisions.

Money and Me: More Singaporeans want to retire by 40. How much do they say they need?

MONEY FM 89.3

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