How does the SRS system works?

Differences between SRS and CPF

Why would anyone lock their funds in SRS & CPF

Should you draw your SRS in a lump sum?

Where can you invest your SRS funds?

Dan Koh and Zia-ul Raushan speak to Elijah Lee, Financial Services Manager, Phillip Securities- dissecting the benefits of the Supplementary Retirement Scheme, and how we can maximise its benefits to prepare ourselves for financial freedom in the future!

Dan Koh and Zia-ul Raushan speak to Elijah Lee, Financial Services Manager, Phillip Securities - dissecting the benefits of the Supplementary Retirement Scheme, and how we can maximise its benefits to prepare ourselves for financial freedom in the future!

Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

Your Money With Michelle Martin (9am - 12pm) It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,&nbsp; manage your expenses and start your smart money investment journey today.&nbsp;

Money and Me

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin (9am - 12pm)

Money and Me: How to effectively integrate the SRS with your overall retirement strategy

A 140-year-old healthcare giant shows it can still grow, as Johnson & Johnson beats earnings expectations and doubles down on its ambition to lead the global fight against cancer.

On geopolitics, markets rebound after U.S. President Donald Trump walks back tariff threats tied to Greenland, reframing the issue around mineral rights and strategic access instead.

We unpack whether this is real policy clarity - or another case of TACO economics - as U.S. stocks rally on relief.

In UP or DOWN, we look at L’Oréal’s big bet on Indian beauty tech, Lululemon’s brand stumble with squat-failing tights, Ryanair’s monetisation of controversy, and whether CDL is poised for a catch-up trade.

Back home, the STI tests key support as only a handful of blue chips finish in the green.

And in our Last Word, a tool-using cow in Austria challenges what we think we know about intelligence - in markets, and in life - hosted by Michelle Martin with Ryan Huang.

A 140-year-old healthcare giant shows it can still grow, as Johnson &amp; Johnson beats earnings expectations and doubles down on its ambition to lead the global fight against cancer.
On geopolitics, markets rebound after U.S. President Donald Trump walks back tariff threats tied to Greenland, reframing the issue around mineral rights and strategic access instead.
We unpack whether this is real policy clarity - or another case of TACO economics - as U.S. stocks rally on relief.
In UP or DOWN, we look at L&rsquo;Or&eacute;al&rsquo;s big bet on Indian beauty tech, Lululemon&rsquo;s brand stumble with squat-failing tights, Ryanair&rsquo;s monetisation of controversy, and whether CDL is poised for a catch-up trade.
Back home, the STI tests key support as only a handful of blue chips finish in the green.
And in our Last Word, a tool-using cow in Austria challenges what we think we know about intelligence - in markets, and in life - hosted by Michelle Martin with Ryan Huang.

Market View: Cancer Profits, Greenland Politics, Johnson & Johnson, L’Oréal, Lululemon, Ryanair, City Developments Limited, Hongkong Land, Singtel, Thai Beverage

Is leaving your CPF alone the safest option in 2026 or are there smarter moves for more than 2.5%  interest?

As Singapore’s retirement rules shift, what do you need to know about the moves that you can make for greater savings and smaller tax bills.

With new dollar-for-dollar government matching schemes, the roadmap to retirement offers new possibilities regardless of paycheck size.

We break down how the RSTU, MRSS and the newly launched MMSS actually work - and who benefits most.

From withdrawal rules at 55 to whether CPF LIFE truly delivers a paycheck for life, we tackle listeners’ most pressing questions.

We also explore how to prioritise top-ups for yourself versus your parents, and where spare cash should go now that SA rules have changed.

A practical, clear-eyed guide to building retirement income with confidence - hosted by Michelle Martin with guest Boo Chiang Tat, Manager, Retirement Savings Department, CPF Board.

Is leaving your CPF alone the safest option in 2026 or are there smarter moves for more than 2.5%&nbsp; interest?
As Singapore&rsquo;s retirement rules shift, what do you need to know about the moves that you can make for greater savings and smaller tax bills.
With new dollar-for-dollar government matching schemes, the roadmap to retirement offers new possibilities regardless of paycheck size.
We break down how the RSTU, MRSS and the newly launched MMSS actually work - and who benefits most.
From withdrawal rules at 55 to whether CPF LIFE truly delivers a paycheck for life, we tackle listeners&rsquo; most pressing questions.
We also explore how to prioritise top-ups for yourself versus your parents, and where spare cash should go now that SA rules have changed.
A practical, clear-eyed guide to building retirement income with confidence - hosted by Michelle Martin with guest Boo Chiang Tat, Manager, Retirement Savings Department, CPF Board.

Money and Me: Million-Dollar CPF Moves in a New Retirement Era

A nation’s birth story, revisited through freshly released interviews.

A major new book and permanent exhibition at the National Library reopens the story of Singapore’s separation from Malaysia in 1965.


The Albatross File: Inside Separation draws on newly declassified Cabinet papers, handwritten notes by Dr Goh Keng Swee, and oral history accounts to examine what was long seen as a sudden rupture.

Joining the conversation is Mr Janadas Devan, Senior Adviser to the Ministry of Digital Development and Information, who coordinated the creation of the book.

We explore why these records are being released now, what Singaporeans still misunderstand about separation, and how negotiated settlement differs from the idea of forced expulsion.

The discussion humanises the leaders involved and political pressures on both sides of the divide.


Hosted by Michelle Martin.

A nation&rsquo;s birth story, revisited through freshly released interviews.
A major new book and permanent exhibition at the National Library reopens the story of Singapore&rsquo;s separation from Malaysia in 1965. 
The Albatross File: Inside Separation&nbsp;draws on newly declassified Cabinet papers, handwritten notes by Dr Goh Keng Swee, and oral history accounts to examine what was long seen as a sudden rupture.
Joining the conversation is Mr Janadas Devan, Senior Adviser to the Ministry of Digital Development and Information, who coordinated the creation of the book.
We explore why these records are being released now, what Singaporeans still misunderstand about separation, and how negotiated settlement differs from the idea of forced expulsion.
The discussion humanises the leaders involved and political pressures on both sides of the divide. 
Hosted by Michelle Martin.

Money and Me: How to effectively integrate the SRS with your overall retirement strategy

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