Why can a high salary still leave you worried about money? Lance Alexander speaks with Grace Tay, Associate Director, Finexis Advisory about Singapore’s HENRYs - high earners, not rich yet - and why earning well does not automatically mean financial security. They explore how mortgages, lifestyle costs and wealth tied up in property can leave little available for emergencies or retirement. Through client examples, Grace discusses common investing mistakes, how to build a financial buffer, and when professional advice may be worthwhile. Whether you earn a high income or aspire to, how can you turn your pay into lasting wealth?