What risks may be hiding behind the “democratisation of PE” narrative?

Tim Phillips of TimTalksMoney breaks down liquidity traps, private-credit ETFs, and the red flags every investor should spot.

Then we shift to the big retail question: Can you build your entire retirement plan using ETFs alone? 

We compare ETF-only strategies for a 35-year-old with $50K versus a 55-year-old with $500K.

All this and more, in Money and Me hosted by Michelle Martin.