It's the episode for us all to learn about how to make the most of the first tier of financial security - your stash of cash.

Hosted by Michelle Martin, this episode features Walter de Oude, founder of Chocolate Finance and the former CEO of Singlife.

We break down whether this platform can do more for you with your “idle money”.

Walter explains how Chocolate Finance blends flexibility, yield and miles - offering 2% on the first S$20K and up to 1.8% beyond.

We explore how Singaporeans should balance liquidity vs investing amid volatile flows, rising living costs and shifting rate expectations.

Plus: growth milestones for Chocolate including expanding to the  Hong Kong market, the March withdrawals episode and how this founder approaches AI.