With Microsoft shares down more than 15% year-to-date, Michelle zeros in on a debate that couldn't be timelier for investors.

Microsoft splits Wall Street - one broker waves the red flag, another doubles down on AI-driven upside.

Who’s right?

Microsoft is at the heart of a sharp broker divide, with Melius Research downgrading the stock over free cash flow pressures while D.A. Davidson turns bullish on the AI ecosystem surrounding OpenAI.

We unpack why one camp is worried about subscription growth and capital intensity, while the other sees long-term operating leverage from AI adoption.

From the US to Japan, markets also react to Prime Minister Sanae Takaichi’s election win - and Warren Buffett’s winning Japan strategy.

Our UP or DOWN segment checks in on Montage Technology, Novo Nordisk, NatWest, and Oracle amid volatile global trading.

Plus, local market movers on the STI and a surprising box office twist in today’s Last Word, hosted by Michelle Martin with Ryan Huang.

With Microsoft shares down more than 15% year-to-date, Michelle zeros in on a debate that couldn't be timelier for investors.
Microsoft splits Wall Street - one broker waves the red flag, another doubles down on AI-driven upside.
Who&rsquo;s right?
Microsoft is at the heart of a sharp broker divide, with Melius Research downgrading the stock over free cash flow pressures while D.A. Davidson turns bullish on the AI ecosystem surrounding OpenAI.
We unpack why one camp is worried about subscription growth and capital intensity, while the other sees long-term operating leverage from AI adoption.
From the US to Japan, markets also react to Prime Minister Sanae Takaichi&rsquo;s election win - and Warren Buffett&rsquo;s winning Japan strategy.
Our UP or DOWN segment checks in on Montage Technology, Novo Nordisk, NatWest, and Oracle amid volatile global trading.
Plus, local market movers on the STI and a surprising box office twist in today&rsquo;s Last Word, hosted by Michelle Martin with Ryan Huang.

Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

Your Money With Michelle Martin (9am - 12pm) It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin (9am - 12pm)

Market View : Microsoft at the Crossroads: Bulls, Bears & the AI Orbit

Hosted by Michelle Martin, this is the show that keeps your peace of mind at the heart of the wealth chase.

When everything feels chaotic - wars, inflation, de-dollarisation fears and gold is rising - what if the smartest financial move is knowing when to stop chasing more?

Drawing on insights from Christopher Tan, CEO of Providend, the conversation challenges the reflex to maximise, leverage, and hustle at all costs.

Michelle and Chris unpack the most common investor mistakes during periods of volatility - from freezing in fear to making emotionally reactive moves.

Gold makes a comeback in the headlines, but is it an investment, a hedge, or simply psychological insurance?

The discussion also tackles the modern obsession with side hustles and multiple income streams - and whether more money always means more security.

At the heart of it all: where to draw the line between building wealth and actually living the life that wealth is meant to support.

Hosted by Michelle Martin, this is the show that keeps your peace of mind at the heart of the wealth chase.
When everything feels chaotic - wars, inflation, de-dollarisation fears and gold is rising - what if the smartest financial move is knowing when to stop chasing more?
Drawing on insights from&nbsp;Christopher Tan, CEO of&nbsp;Providend, the conversation challenges the reflex to maximise, leverage, and hustle at all costs.
Michelle and Chris unpack the most common investor mistakes during periods of volatility - from freezing in fear to making emotionally reactive moves.
Gold makes a comeback in the headlines, but is it an investment, a hedge, or simply psychological insurance?
The discussion also tackles the modern obsession with side hustles and multiple income streams - and whether more money always means more security.
At the heart of it all: where to draw the line between building wealth and actually living the life that wealth is meant to support.

Money and Me : When Gold is So High, Should you Buy?

After years in the penalty box, S-REITs are staging their strongest comeback since before COVID - but the real question is: who’s thriving, and who’s just surviving?

The iEdge S-REIT Leaders Index delivered a standout 16.3% return in 2025, its best annual performance since 2019, signalling a shift in momentum as rate pressures ease.

But this recovery is uneven, with pockets of strength emerging while weaker balance sheets continue to lag.

We break down which property types are leading the rebound, and why yesterday’s winners may not be tomorrow’s.

With Singapore Budget 2026 just around the corner, expectations are building around policy support, funding costs, and growth catalysts for the sector.

Kenny Loh, REIT Specialist and Wealth Advisory Director, shares what investors should watch - hosted by Michelle Martin.

After years in the penalty box, S-REITs are staging their strongest comeback since before COVID - but the real question is: who&rsquo;s thriving, and who&rsquo;s just surviving?
The iEdge S-REIT Leaders Index delivered a standout 16.3% return in 2025, its best annual performance since 2019, signalling a shift in momentum as rate pressures ease.
But this recovery is uneven, with pockets of strength emerging while weaker balance sheets continue to lag.
We break down which property types are leading the rebound, and why yesterday&rsquo;s winners may not be tomorrow&rsquo;s.
With Singapore Budget 2026 just around the corner, expectations are building around policy support, funding costs, and growth catalysts for the sector.
Kenny Loh, REIT Specialist and Wealth Advisory Director, shares what investors should watch - hosted by Michelle Martin.

Money and Me: S-REITs Are Back - But Not All Recoveries Are Equal

Asia-Pacific markets are flashing mixed signals - from softer bank profits to roaring equity rallies, so where is the opportunity for investors?

DBS’ Q4 earnings remind investors that even best-in-class banks aren’t immune to margin pressure as interest rate tailwinds fade, even as wealth and fee income show resilience.

Japan’s markets surge as Prime Minister Sanae Takaichi secures a decisive election victory, fuelling optimism around fiscal stimulus, tax cuts, and a renewed equity bull case.

Wall Street stages a powerful comeback, with the S&P 500 and Nasdaq jumping as chipmakers rebound and investors debate whether this is a genuine reset or a classic dead-cat bounce.

Goldman Sachs spotlights selective opportunities - from nuclear energy plays linked to Meta’s power needs to under-the-radar biotech bets after a bruising year.

Closer to home, Singapore stocks hold onto weekly gains, with Keppel Corp and Singapore Airlines leading, even as Yangzijiang Shipbuilding drags.


All this and more - hosted by Michelle Martin with Ryan Huang.

Asia-Pacific markets are flashing mixed signals - from softer bank profits to roaring equity rallies, so where is the opportunity for investors?
DBS&rsquo; Q4 earnings remind investors that even best-in-class banks aren&rsquo;t immune to margin pressure as interest rate tailwinds fade, even as wealth and fee income show resilience.
Japan&rsquo;s markets surge as Prime Minister Sanae Takaichi secures a decisive election victory, fuelling optimism around fiscal stimulus, tax cuts, and a renewed equity bull case.
Wall Street stages a powerful comeback, with the S&amp;P 500 and Nasdaq jumping as chipmakers rebound and investors debate whether this is a genuine reset or a classic dead-cat bounce.
Goldman Sachs spotlights selective opportunities - from nuclear energy plays linked to Meta&rsquo;s power needs to under-the-radar biotech bets after a bruising year.
Closer to home, Singapore stocks hold onto weekly gains, with Keppel Corp and Singapore Airlines leading, even as Yangzijiang Shipbuilding drags. 
All this and more - hosted by Michelle Martin with Ryan Huang.

Market View : Microsoft at the Crossroads: Bulls, Bears & the AI Orbit

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