Michelle Martin and Ethan Sim, Co-Founder of Hyper Fame Digital discuss his journey growing his company into a 7 figure revenue digital marketing company and his journey escaping debt. 

Michelle Martin and Ethan Sim, Co-Founder of Hyper Fame Digital&nbsp;discuss his journey growing his company into a 7 figure revenue digital marketing company and his journey escaping debt.&nbsp;

Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

Your Money With Michelle Martin (9am - 12pm) It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

It&rsquo;s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with &ldquo;Influence&rdquo; and hear from great authors in &ldquo;Read&rdquo;.

Your Money with Michelle Martin (9am - 12pm)

Flip that obstacle into opportunity - how this 26 year old grew Hyper Fame Digital and steered out of personal family debt

Today Michelle picks up a thought-provoking book by a serial British entrepreneur Gary Ashworth.

The book unpacks a simple framework; what if becoming rich wasn’t about genius or luck - but about repeating one maths movement, ten times? 

Michelle Martin speaks with self-made multi-millionaire and author Gary Ashworth about his “Double Up” wealth framework.

The conversation explores responsible leverage, three-year wealth cycles, and why starting small doesn’t mean thinking small.

Money and Me is hosted by Michelle Martin, and this episode reveals how patience, structure, and psychology shape long-term financial freedom.

3 High-Impact Insights:


Wealth grows through repeatable maths, not one big win - what if doubling capital consistently became your new north star?


Value is created, not found: improving assets is as important as buying them cheaply.


Time and psychology matter as much as money - most people fail because they hesitate about getting started. No journey is perfect.

Today Michelle picks up a thought-provoking book by a serial British entrepreneur Gary Ashworth.
The book unpacks a simple framework; what if becoming rich wasn&rsquo;t about genius or luck - but about repeating one maths movement, ten times?&nbsp;
Michelle Martin speaks with self-made multi-millionaire and author Gary Ashworth about his &ldquo;Double Up&rdquo; wealth framework.
The conversation explores responsible leverage, three-year wealth cycles, and why starting small doesn&rsquo;t mean thinking small.
Money and Me is hosted by Michelle Martin, and this episode reveals how patience, structure, and psychology shape long-term financial freedom.
3 High-Impact Insights:
<ol>
<li>
Wealth grows through repeatable maths, not one big win - what if doubling capital consistently became your new north star?
</li>
<li>
Value is created, not found: improving assets is as important as buying them cheaply.
</li>
<li>
Time and psychology matter as much as money - most people fail because they hesitate about getting started. No journey is perfect.
</li>
</ol>

Money and Me: The Boring Maths Behind Extraordinary Wealth

United Overseas Bank has surged back into favour as investors reassess Singapore’s banking sector after months of caution. Michelle Martin and Ryan Huang unpack why UOB’s provisioning fears have eased and what rising target prices signal for bank valuations.

They examine JPMorgan’s “sell list” and what it reveals about pockets of risk in an otherwise resilient market.

The conversation widens to US markets, where Intel’s plunge and a heavy earnings calendar - from Apple to Tesla - shape sentiment.

In UP or DOWN, they assess developments at TikTok, Berkshire Hathaway, USA Rare Earth and Frasers Centrepoint Trust.

Market View is hosted by Michelle Martin with Ryan Huang.

Join the conversation, featuring companies including UOB, DBS, OCBC, Intel, Apple, Microsoft, Meta, Tesla, Berkshire Hathaway, TikTok and Yangzijiang Shipbuilding.

United Overseas Bank has surged back into favour as investors reassess Singapore&rsquo;s banking sector after months of caution. Michelle Martin and Ryan Huang unpack why UOB&rsquo;s provisioning fears have eased and what rising target prices signal for bank valuations.
They examine JPMorgan&rsquo;s &ldquo;sell list&rdquo; and what it reveals about pockets of risk in an otherwise resilient market.
The conversation widens to US markets, where Intel&rsquo;s plunge and a heavy earnings calendar - from Apple to Tesla - shape sentiment.
In UP or DOWN, they assess developments at TikTok, Berkshire Hathaway, USA Rare Earth and Frasers Centrepoint Trust.
Market View is hosted by Michelle Martin with Ryan Huang.
Join the conversation, featuring companies including UOB, DBS, OCBC, Intel, Apple, Microsoft, Meta, Tesla, Berkshire Hathaway, TikTok and Yangzijiang Shipbuilding.

Market View: Banks Bounce, Bears Circle, and Big Tech Braces for Earnings

Markets are rattled by geopolitics - but panic is rarely a strategy.

From US military action in Venezuela to tensions over Greenland, investors are questioning whether uncertainty now warrants a shift in portfolios.

We examine how US equities have actually behaved through geopolitical shocks - and what history suggests about staying invested.

The Magnificent 7 start the year unevenly, raising the question of whether leadership is broadening beyond mega-cap tech into SMID caps.

A weaker US dollar prompts a closer look at currency exposure in global portfolios - risk, opportunity, or both?

With noise rising across geopolitics and policy, we ask the hardest question: sit in cash, or stay the course?

Hosted by Michelle Martin.

Guest: Cheng Chye Hsern, Head of Investment, Providend.

Markets are rattled by geopolitics - but panic is rarely a strategy.
From US military action in Venezuela to tensions over Greenland, investors are questioning whether uncertainty now warrants a shift in portfolios.
We examine how US equities have actually behaved through geopolitical shocks - and what history suggests about staying invested.
The Magnificent 7&nbsp;start the year unevenly, raising the question of whether leadership is broadening beyond mega-cap tech into SMID caps.
A weaker US dollar prompts a closer look at currency exposure in global portfolios - risk, opportunity, or both?
With noise rising across geopolitics and policy, we ask the hardest question: sit in cash, or stay the course?
Hosted by Michelle Martin.
Guest: Cheng Chye Hsern, Head of Investment,&nbsp;Providend.

Flip that obstacle into opportunity - how this 26 year old grew Hyper Fame Digital and steered out of personal family debt

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