The Monetary Authority of Singapore has warned Singapore households to carefully assess their ability to meet mortgage obligations, as households have amassed a larger pile of debt than they had before Covid-19 struck. So what do homeowners need to know about financing their home? Prime Time's Rachel Kelly and Shehzad Haque find out from Sumit Agarwal, Low Tuck Kwong Distinguished Professor of Finance, Economics and Real Estate, National University of Singapore