What if the real risk in buying a home isn’t interest rates - but your job?

In early 2026, AI disruption, shifting HDB policies and volatile careers are forcing buyers to rethink what “affordable” really means.

Shorter BTO waiting times promise relief for young couples, but could trigger unexpected ripple effects across resale.

At the same time, the long-standing price gap between RCR and CCR or prime and slightly beyond prime districts has narrowed to levels that are seeing some sit up.

What does this all mean for you and your wealth journey?

Ivan Cai, CEO of Crestbrick, breaks down what this new property cycle means for buyers and investors, hosted by Michelle Martin.

What if the real risk in buying a home isn&rsquo;t interest rates - but your job?
In early 2026, AI disruption, shifting HDB policies and volatile careers are forcing buyers to rethink what &ldquo;affordable&rdquo; really means.
Shorter BTO waiting times promise relief for young couples, but could trigger unexpected ripple effects across resale.
At the same time, the long-standing price gap between RCR and CCR or prime and slightly beyond prime districts has narrowed to levels that are seeing some sit up.
What does this all mean for you and your wealth journey?
Ivan Cai, CEO of Crestbrick, breaks down what this new property cycle means for buyers and investors, hosted by Michelle Martin.

Money and Me: The Great Convergence - Buying a Home When AI Is Shaking Your Paycheque

Amazon which posted solid headline profits, but saw a market recoil as expectations collide with a US$200bn AI spending plan. So why did Wall Street blink?

AWS shines with robust margins and growth, underscoring where Amazon’s real engine lies — the cloud and AI arms race.

Meanwhile, Bitcoin sinks deeper into correction territory and silver struggles to stabilise after sharp volatility.

Earnings season delivers mixed signals as Reddit and Roblox surge while tariff pressures crush consumer brands.

All this as US and Singapore markets wobble, unpacked hosted by Michelle Martin with Ryan Huang.

Hear about :Amazon, Amazon Web Services, Alphabet, Qualcomm, Reddit, Roblox, Ralph Lauren, Estée Lauder, DBS, CapitaLand China Trust, Elite UK REIT.

Amazon which posted solid headline profits, but saw a market recoil as expectations collide with a US$200bn AI spending plan. So why did Wall Street blink?
AWS shines with robust margins and growth, underscoring where Amazon&rsquo;s real engine lies &mdash; the cloud and AI arms race.
Meanwhile, Bitcoin sinks deeper into correction territory and silver struggles to stabilise after sharp volatility.
Earnings season delivers mixed signals as Reddit and Roblox surge while tariff pressures crush consumer brands.
All this as US and Singapore markets wobble, unpacked hosted by Michelle Martin with Ryan Huang.
Hear about :Amazon, Amazon Web Services, Alphabet, Qualcomm, Reddit, Roblox, Ralph Lauren, Est&eacute;e Lauder, DBS, CapitaLand China Trust, Elite UK REIT.

Market View: Amazon’s AI Bill, Crypto Chill & Earnings Whiplash

Markets have turned more selective as volatility returns and investors demand clearer earnings and efficiency. The focus has shifted from big ideas to real-world constraints, from whether AI spending can deliver returns, to whether power and grid infrastructure can keep up, and why healthcare is back on investors’ radar.

On The Bigger Picture, Dan Koh speaks with Charu Chanana, Chief Investment Strategist at Saxo about the key themes shaping markets right now and how investors should think about positioning in a more demanding investment environment.

Markets have turned more selective as volatility returns and investors demand clearer earnings and efficiency. The focus has shifted from big ideas to real-world constraints, from whether AI spending can deliver returns, to whether power and grid infrastructure can keep up, and why healthcare is back on investors&rsquo; radar.
On The Bigger Picture, Dan Koh speaks with Charu Chanana, Chief Investment Strategist at Saxo about the key themes shaping markets right now and how investors should think about positioning in a more demanding investment environment.

Bigger Pic: How investors are rethinking AI infrastructure and healthcare

From investment dressing to the rise of tailored workwear, women’s fashion is evolving alongside shifting consumer expectations.

The Breakfast Show invites Frederieke van Doorn, founder of FREY, to discuss business timing, manufacturing challenges, pricing strategy, and how niche brands can stand out in a market dominated by fast fashion and mass production.

From investment dressing to the rise of tailored workwear, women&rsquo;s fashion is evolving alongside shifting consumer expectations.
The Breakfast Show invites Frederieke van Doorn, founder of FREY, to discuss business timing, manufacturing challenges, pricing strategy, and how niche brands can stand out in a market dominated by fast fashion and mass production.

Mind Your Business: Building a women’s tailoring business and competing with fast fashion

E.L.F. Beauty posts a standout earnings quarter, raises full-year guidance, and reshapes its future with the billion-dollar acquisition of Hailey Bieber’s Rhode brand.

Dan Koh and Ryan Huang unpack what’s driving performance today and how the Rhode acquisition could influence the next phase of growth.

E.L.F. Beauty posts a standout earnings quarter, raises full-year guidance, and reshapes its future with the billion-dollar acquisition of Hailey Bieber&rsquo;s Rhode brand.
Dan Koh and Ryan Huang unpack what&rsquo;s driving performance today and how the Rhode acquisition could influence the next phase of growth.

Companies To Watch: E.L.F Beauty delivers strong earnings and expands its growth strategy

Chinese New Year is almost here, and this week’s breakfast quiz is all about the meanings behind the munchies and traditions. From oranges and bakkwa to lion dances and lo hei, it’s a festive deep dive into wealth, luck, and symbolism. Think you know your CNY facts? Find out in this edition of "Huat or Not"!

Presented by Audrey Siek & Ryan Huang 

Produced by Audrey Siek

Edited by Trisha Yeong

Photo and music credit: Pixabay & its talented community of contributors

Chinese New Year is almost here, and this week&rsquo;s breakfast quiz is all about the meanings behind the munchies and traditions. From oranges and bakkwa to lion dances and lo hei, it&rsquo;s a festive deep dive into wealth, luck, and symbolism. Think you know your CNY facts? Find out in this edition of "Huat or Not"!
Presented by Audrey Siek &amp; Ryan Huang&nbsp;
Produced by Audrey Siek
Edited by Trisha Yeong
Photo and music credit: Pixabay &amp; its talented community of contributors

Breakfast Quiz: Are you huat or not? Let's test you on your Chinese New Year knowledge!

Asia’s investment landscape is evolving and private credit is at the heart of the change. But how is private credit moving from niche portfolios to a central role in investment strategies? What are the opportunities, risks and potential ripple effects of private credit on Asia’s real economy?

On Wealth Tracker, Hongbin Jeong speaks with Charis Liau, Chief Investment Officer at IFS Asset Management to dig into the financing challenges faced by SMEs across Southeast Asia, uncover how investors are stepping in where traditional banks hesitate, and discuss whether this trend represents a lasting shift in how capital flows in the region.

Asia&rsquo;s investment landscape is evolving and private credit is at the heart of the change. But how is private credit moving from niche portfolios to a central role in investment strategies? What are the opportunities, risks and potential ripple effects of private credit on Asia&rsquo;s real economy?
On Wealth Tracker, Hongbin Jeong speaks with Charis Liau, Chief Investment Officer at IFS Asset Management to dig into the financing challenges faced by SMEs across Southeast Asia, uncover how investors are stepping in where traditional banks hesitate, and discuss whether this trend represents a lasting shift in how capital flows in the region.

Wealth Tracker: Why Asia's investors are betting on private credit

Singapore faces a growing challenge in cancer screening, with participation rates for breast, cervical, and colorectal cancers remaining worryingly low.

At the same time, cancer diagnoses among younger adults are on the rise, highlighting an urgent need to rethink early detection strategies.

And efforts like the launch of RISE (Research Institute for Cancer Prevention, Screening and Early Detection) aim to strengthen research, inform evidence-based policies, and develop strategies to improve early detection.

On The Big Story, Hongbin Jeong speaks with Professor Ravindran Kanesvaran, Chairman and Senior Consultant of the Division of Medical Oncology at the National Cancer Centre Singapore, and Co-Director of RISE, to explore the barriers to cancer screening in Singapore, the trends shaping cancer incidence in younger adults, and the strategies that could help Singaporeans detect cancer earlier and save lives.

Singapore faces a growing challenge in cancer screening, with participation rates for breast, cervical, and colorectal cancers remaining worryingly low.
At the same time, cancer diagnoses among younger adults are on the rise, highlighting an urgent need to rethink early detection strategies.
And efforts like the launch of RISE (Research Institute for Cancer Prevention, Screening and Early Detection) aim to strengthen research, inform evidence-based policies, and develop strategies to improve early detection.
On The Big Story, Hongbin Jeong speaks with Professor Ravindran Kanesvaran, Chairman and Senior Consultant of the Division of Medical Oncology at the National Cancer Centre Singapore, and Co-Director of RISE, to explore the barriers to cancer screening in Singapore, the trends shaping cancer incidence in younger adults, and the strategies that could help Singaporeans detect cancer earlier and save lives.

The Big Story: Why is cancer screening participation low in Singapore? Here's why you should get screened early

Is cheap petrol across the Causeway really worth the trip or are Singapore drivers risking more than they realise? On this episode of What’s Trending, Hongbin Jeong and Zia-ul Raushan break down the real costs behind JB fuel runs, from toll charges to fines, and why some drivers are still tempted despite the risks.

Then, things get competitive: Sports Minutes host Ziaul Raushan is put on the spot in a rapid-fire news quiz. Think you can do better? Join The Straits Times’ What’s The News? competition, a nationwide current affairs challenge for students aged 15 to 19. Stay informed, test your news instincts, and see if you’ve got what it takes to keep up.

Is cheap petrol across the Causeway really worth the trip or are Singapore drivers risking more than they realise? On this episode of What&rsquo;s Trending, Hongbin Jeong and Zia-ul Raushan break down the real costs behind JB fuel runs, from toll charges to fines, and why some drivers are still tempted despite the risks.
Then, things get competitive: Sports Minutes host Ziaul Raushan is put on the spot in a rapid-fire news quiz. Think you can do better? Join The Straits Times&rsquo; What&rsquo;s The News? competition, a nationwide current affairs challenge for students aged 15 to 19. Stay informed, test your news instincts, and see if you&rsquo;ve got what it takes to keep up.

What's Trending: Is JB petrol really worth it .. and are you smarter than ST's 'What’s The News' challenge?

Singapore shares dipped today, in line with regional movements. 

The Straits Times Index was down 0.24% at 4,953.78 points at 11.54am Singapore time, with a value turnover of S$858.58M seen in the broader market.

In terms of counters to watch, we have Keppel, after the asset manager’s net profit rose 27.2 per cent to S$645.4 million for the second half ended December, from S$507.5 million the year before. 

Elsewhere, from how shares of Qualcomm and Arm Holdings fell steeply after the semiconductor companies delivered quarterly reports, to how the Trump administration is reportedly willing to allow China’s ByteDance to buy Nvidia’s H200 chips, more corporate headlines remained in focus. 

Also on deck, what we should know about share price movements in AMD and Alphabet overnight.

On Market View, Money Matters’ finance presenter Chua Tian Tian dived into the details with Terence Wong, CEO, Azure Capital. 

Singapore shares dipped today, in line with regional movements.&nbsp;
The Straits Times Index was down 0.24% at 4,953.78 points at 11.54am Singapore time, with a value turnover of S$858.58M seen in the broader market.
In terms of counters to watch, we have Keppel, after the asset manager&rsquo;s net profit rose 27.2 per cent to S$645.4 million for the second half ended December, from S$507.5 million the year before.&nbsp;
Elsewhere, from how shares of Qualcomm and Arm Holdings fell steeply after the semiconductor companies delivered quarterly reports, to how the Trump administration is reportedly willing to allow China&rsquo;s ByteDance to buy Nvidia&rsquo;s H200 chips, more corporate headlines remained in focus.&nbsp;
Also on deck, what we should know about share price movements in AMD and Alphabet overnight.
On Market View, Money Matters&rsquo; finance presenter Chua Tian Tian dived into the details with Terence Wong, CEO, Azure Capital.&nbsp;

Market View: Shares of Qualcomm, Arm fell steeply on memory shortage concerns; Alphabet’s versus AMD’s results; Baidu approves US$5 billion share buyback, plans to issue first dividend; Nvidia’s possible AI chip sale to ByteDance; Keppel, SGX to watch

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

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